FHA VS Conventional loan programs in 2025 for Grovetown, Columbia County, Georgia

In 2025, the conventional loan limit in Grovetown, located in Columbia county, GA, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

The Lendersa® Conventional loan calculator lets you compare the top rates for Conventional, FHA, and USDA loans today. It helps identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program in GA for your financial scenario.

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Loan limits and downpayment requirements for 2025 in Grovetown, Columbia, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 30813

Options for Conventional and FHA loans in Grovetown, GA

The mission of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loan without any hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Outcome of Lendersa USDA loan requests and matches


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  • First Hope Bank is a family operated community bank that has been in operation since 1911. We are a full-service bank with products ranging from deposit accounts to loans to investment and insurance products offered by either our Trust Department or Raymond James Financial Services, Inc.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
  • Carter Credit Union
  • 133 S Main Street, Springhill, LA, 71075
  • Carter Federal’s beginnings date back to 1954, when Floyd Carter chartered the credit union to serve the employees of International Paper Company in Springhill, LA. As paymaster of International Paper, Floyd witnessed predatory lending practices within his own workplace & made a commitment to seek a safe way for employees to borrow & save money.
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  • Oxford Bank is the oldest commercial bank headquartered in Oxford, Michigan and has operated continuously under local ownership and management since 1884. We manage seven full-service bank branches, and four customer-focused remote offices located throughout Oakland, Genesee, and Lapeer counties.
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  • True Rate Mortgage Inc
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
  • Second Generation Mortgage Group LLC
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