FHA VS Conventional loan in Augusta, Richmond County, Georgia

In 2024, Convetional loan limit in Augusta, county of Richmond, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Augusta, county of Richmond, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 30912, 30815, 30812, 30907, 30906, 30904, 30901, 30905, 30909, 30805, 30914, 30916, 30917, 30919, 30999

Conventional and FHA loan options in Augusta, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
  • Real Estate Plus +
  • 701 N. Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • We believe in becoming a responsible corporate business partner while providing sellers, buyers, and corporate clients our services with efficiency, technology, and communication. Assuring all clientele that our knowledge and integrity can be trusted to receive the expected results for success.
  • Carbarr Funding
  • 701 North Alvarado Street, 2nd Floor, Los Angeles, CA, 90026
  • Carbarr Funding is a California based brokerage approved in accordance to the Frank & Dodd act under the auspices of the California Department of Real Estate and dully registered with the Nationwide Licensing Registry System. The company specializes in mortgage lending catering diverse financing options for today's complex real estate market.
  • Molina Financial Services Inc.
  • 1382 W. Sunset Boulevard, Los Angeles, CA, 90026
  • Molina Financial Services specializes in helping our clients reach their Real Estate Financing objectives. We have helped countless families purchase their first home by matching their personal financial goals with the best loan programs. We have also helped countless investors finance their real estate investment projects
  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
  • Inland Capital
  • 2607 S Southeast Blvd, STE A100, Spokane, WA, 99223
  • Inland Capital is a leading private money lender to Pacific Northwest real estate investors. Our desire is that Inland Capital’s quick and efficient financing will support the ongoing and future success of our clients. Whether you are a tycoon of rental properties, an experienced contractor,our aim is to help you be successful.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Regal Equity Source Inc
  • 1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
  • Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.
  • Fidelity Funding Loans
  • 6618 San Fernando Road, Unit 209, Glendale, CA, 91201
  • Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.