Explore the differences! FHA VS Conventional loan programs in Harlem, Columbia County, Georgia
In 2025, the Conventional loan limit for Harlem, located in Columbia county, GA, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to compare current rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for eligibility. Our thorough mortgage calculator displays side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, guiding you to choose the best program in GA for your particular financial needs.
Loan limits and down payment requirements for 2025 in Harlem, Columbia, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 30814
Available Conventional and FHA Loan Options in Harlem, GA
Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose one of three starting points that link you to matching lenders and programs tailored to your needs.
Mortgage Financial Group, Inc. operated in Mount Dora, FL out of a rented space for approximately 5 years before purchasing what is now its main headquarters in Tavares located in the center of FL respectively. Though a local lender, the company is currently licensed in four states
Jackson River Community Credit Union is a not-for-profit financial institution that is owned and operated by its members and promotes the credit union philosophy. We provide a full range of financial services at very competitive rates and useful information to help our members in all of their financial endeavors.
Southside Mortgage Corporation is a locally owned and operated company with its office located in South Hill, Virginia. If you are unsure about what's best for you, don't be embarrassed! Mortgages can sometimes be a bewildering world of choices, options, and terminology. That's why we employ friendly, full-time professional.
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
