FHA VS Conventional loan in Harlem, Columbia County, Georgia

In 2025, the Conventional loan limit for Harlem, located in Columbia county, GA, is $726,200. In contrast, the FHA loan limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare current rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for eligibility. Our thorough mortgage calculator displays side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, guiding you to choose the best program in GA for your particular financial needs.

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Loan limits and down payment requirements for 2025 in Harlem, Columbia, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 30814

Available Conventional and FHA Loan Options in Harlem, GA

Lendersa® aims to connect you with the best possible Conventional, USDA, or FHA loans quickly and efficiently. Choose one of three starting points that link you to matching lenders and programs tailored to your needs.

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  • REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
  • OUR Credit Union-Rochester Rd
  • 3070 Normandy Rd, Royal Oak, MI, 48073
  • OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
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  • 1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.
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