Explore the differences! FHA VS Conventional loan programs in Martinez, Columbia County, Georgia

In 2025, the limit for a Conventional loan in Martinez, Columbia county, GA is $726,200, whereas the FHA loan limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator to see a comparison of today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you decide on the best program in GA for your needs.

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2025 Loan Limits and Down Payment Requirements in Martinez, Columbia, GA

Type of Loan Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is valid for these zip codes: 30907

Options for Conventional and FHA Loans in Martinez, GA

Lendersa® aims to facilitate attaining the best Conventional, USDA, or FHA loan swiftly and with ease. Choose one of three approaches that lead to a match with lenders and suitable loan programs.

Outcome of USDA loan requests and matches by Lendersa


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  • Victory Home Loans
  • 1840 Acton Highway, Granbury, TX, 76049
  • Victory Home Loans was founded in 1993. Victory Home Loans is a local, family owned and operated mortgage company with YOU in mind. Our goal is to help every home buyer or homeowner win by providing access to home loan options with lower costs, faster closings with an easier and more predictable process.
  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
  • Quantum Credit Union
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  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
  • Glenwood State Bank IA
  • 32 North Walnut Street, Glenwood, IA, 51534
  • Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.
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  • Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.