Explore the differences! FHA VS Conventional loan programs in Thomson, McDuffie County, Georgia

Within Thomson in McDuffie, GA for 2025, the conventional loan cap sits at $726,200, while a single-family home's FHA threshold is set at $472,030.

With the Lendersa® Conventional loan tool, you can assess today's best rates for Conventional, FHA, and USDA loans, and see what's required in terms of income, credit, reserves, and necessary documents to qualify. Our advanced mortgage tool allows you to evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the most suitable program in GA for your unique financial situation.

Explore loan offers from a network of 100 lenders

2025 loan limits and down payment requirements in Thomson, within McDuffie, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable comparison table for zip codes: 30824

Loan options: Conventional and FHA in Thomson, GA

Lendersa® is dedicated to securing you the fastest and easiest Conventional, USDA, or FHA loan possible. Start with one of the three pathways leading to lender matches and suitable loan programs.

Lendersa USDA loan requests and results of matching


  • LutheranFCU
  • 10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
  • We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
  • IMS Mortgage Services LLC
  • 3636 S Geyer Rd, Saint Louis, MO, 63127
  • At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
  • Essex Residential Mortgage LLC
  • 3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
  • We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
  • Sun Federal Credit Union
  • 1627 Holland Road, Maumee, OH, 43537
  • Sun Federal is a full-service financial cooperative, established in 1950. As an employee, retiree, member or student of one of our sponsor groups, or if you live, work, worship, attend school or regularly conduct business in a designated development area, you and members of your immediate family or household are eligible to join Sun Federal
  • Your Mortgage Group LLC
  • 1715 Indian Wood Circle, Suite 200, Maumee, OH, 43537
  • YMG is a boutique brokerage that understands the mortgage experience is not one size fits all…it’s your size fits you.That’s why our first priority is to keep you in mind as we navigate your experience.We have closed BILLIONS in loans for thousands of clients.Whether you’re a first time home buyer or a seasoned investor, we have the experience.
  • Capital Home Loans LLC
  • 6546 Weatherfield Ct, Unit C2, Maumee, OH, 43537
  • Capital we are dedicated to serving the community by providing competitive mortgage options. Buying a home is a great step towards financial success and our team is here to make that process as smooth as possible. Reach out to us today to find out how Capital can help you and Ready To Help You Through The Mortgage Process
  • Savage Mortgage Services, Ltd
  • 655 Beaver Creek Circle, Maumee, OH, 43537
  • Savage Mortgage Services, Ltd. began in May 2002 as a joint venture between Billy Horn and Savage & Associates in order to offer residential mortgage services to Savage clients. We offer various loan programs, including fixed-rate loans with 10-30 year terms, adjustable rate mortgages, conventional and jumbo loans.
  • The First National Bank of Raymond
  • 403 East Broad, Raymond, IL, 62560
  • Our success is no secret. Since our founding in 1903, the First National Bank of Raymond has dedicated itself to our customers and communities. Below you will find important milestones in our history that have led to our hundreds of years of total combined experience and commitment to excellence in all five of our locations.