Explore the differences! FHA VS Conventional loan programs in Ahuimanu, Honolulu County, Hawaii

For 2025, the Conventional loan ceiling in Ahuimanu, located in Honolulu county, HI, is $1,089,300. Meanwhile, the FHA limit for single-family homes is $770,500.

Utilize Lendersa® Conventional loan calculator for evaluating the best current rates across Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and needed documents to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA programs, assisting in selecting the best program for your financial context in HI.

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Loan Limits and Down Payment Requirements for 2025 in Ahuimanu, Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This table applies to zip codes: 96744

Conventional and FHA Loan Options in Ahuimanu, HI

Lendersa® aims to connect you quickly and effortlessly with the best available Conventional, USDA, or FHA loan options. Begin with one of these three steps to find matching lenders and loan programs.

Lendersa's loan request and results overview


  • Hawaii Mortgage Experts
  • 6700 Kalanianaole Hwy, Suite 215, Honolulu, HI, 96825
  • At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for you while offering you the best possible mortgage. We listen to your specific needs and custom tailor the mortgage solution that best suits your financial goals. In today’s market, it’s especially important to partner with the Mortgage.
  • Hawaii VA Loans
  • 338 Kamokila Blvd, Suite 202, Kapolei, HI, 96707
  • Since 2007, Hawaii VA Loans has helped veterans become homeowners by utilizing their VA loan benefits. Hawaii VA Loans has two locations, one in Kapolei and another in Kailua, and our dedicated team of VA Loan Specialists are ready to work with you! We are residential mortgage lender that specializes in helping Veterans become homeowners.
  • Ohana Mortgage
  • 91-1011 Holunape Street, Kapolei, HI, 96707
  • Ohana Mortgage Solutions was started with the hope of enabling local families to become homeowners. Additionally, we wanted to embody the values of aloha and ʻohana in our business. That’s why we take some of the profits from every loan and partner directly with programs helping Hawaii’s children in the foster care system.
  • Highfive Lending
  • 2176 Lauwiliwili Street, Suite 1, Kapolei, HI, 96707
  • Living in Hawaii has a very high cost. That’s why High Five Lending wants to help you get the best loan possible for your home. We have the experience and expertise to get you affordable rates at the right place. Life is already complicated, From empty nest moving to military moves.
  • Cornerstone Equity Group Inc
  • 91-110 Hanua Street, Suite 206, Kapolei, HI, 96707
  • Cornerstone Mortgage opened at the start of the mortgage meltdown in 2008 which spurred the worst economic crisis in at least a generation. We started as a one person branch office of a local lender and we have grown to be one of the top producing mortgage bankers in our area. Today we have offices in California, Hawaii and Nevada.
  • Mann Mortgage LLC
  • 2149 Lauwiliwili Street, Suite 200, Honolulu, HI, 96707
  • Mann Mortgage is a family-owned mortgage bank that emphasizes community relationships, honesty, and integrity. Since our founding in 1989 by Don Mann, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership
  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
  • Maui County Federal Credit Union
  • 1888 Wili Pa Loop, Wailuku, HI, 96793
  • Maui County Federal Credit Union was originally established in 1937 to serve the needs of Maui’s County, State, and Federal government employees and their families. It is the largest credit union on Maui with 55 employees serving nearly 20,000 members throughout the County of Maui. Anyone that lives, works,
  • Valley Isle Community FCU
  • 160 Paahana Street, Kahului, HI, 96732
  • The Valley Isle Community Federal Credit Union is a full-service financial institution serving all residents on the island of Maui. Established in 1940, our goal is to provide our members high-value financial products with excellent member service and ultimately, improve their quality of lives, as well as the quality of our community.
  • Kahului Federal Credit Union
  • 25 West Kamehameha Avenue, Kahului, HI, 96732
  • In 1955, a group of civic-minded business people met at the old Kahului Store (also known as the Masonic building) for the purpose of forming a credit union to meet the financial needs of the people in Kahului. At the time, most credit unions were employer-based and there was no credit union in existence that could serve the rest of the community.
  • Wailuku Federal Credit Union
  • 133 Ma'a Street, Kahului, HI, 96732
  • Wailuku Federal Credit Union, formerly Wailuku Community Federal Credit Union, was chartered in January 1955 with the help of Manuel S. Molina, a Wailuku businessman who felt that there was a need for a credit union in Wailuku. Before starting his own business, Mr. Molina was introduced to credit unions through his work at the pineapple company
  • Elite Lending
  • 71 Baldwin Ave, Suite B7, Paia, HI, 96779
  • "Elite Lending is a full service mortgage bank and brokerage with an impeccable reputation for 20 years of lending in Hawaii and California. Select a Loan Officer below to get started. and Elite Lending is a mortgage bank with operations in two states. Elite Lending offers numerous mortgage programs including conventional and more"