In 2026, the loan limits in Kaneohe, located in the county of Honolulu, HI, are $1,089,300 for conventional loans and $770,500 for a single-family FHA loan.
Lendersa® offers a Conventional loan calculator for comparing current Conventional, FHA, and USDA rates, determining what income, credit, reserves, and documents are required to qualify. Our sophisticated mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans compared side by side — aiding in selecting the most suitable program in HI for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $725,000 | 0% |
| FHA | $770,500 | 3.5% |
The above table is applicable to ZIP codes: 96744
Lendersa® aims to deliver the optimal Conventional, USDA, or FHA loan efficiently and with ease. Choose from three options to initiate your connection with matching lenders and programs.
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