FHA VS Conventional loan programs in Kahaluu-Keauhou, Hawaii County, Hawaii

During 2025, the limit for a Conventional loan in Kahaluu-Keauhou, located in the county of Hawaii, HI, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $517,500.

Take advantage of the Lendersa® Conventional loan calculator to juxtapose today's best rates for Conventional, FHA, and USDA loans. Ascertain the income, credit score, reserves, and documentation needed for qualification. Our robust mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program in HI aligns best with your unique financial needs.

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Loan limits and down payment requirements in Kahaluu-Keauhou, county of Hawaii, HI for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $600,000 0%
FHA $517,500 3.5%

This comparison table covers the following zip codes: 96740

Choices for Conventional and FHA loans in Kahaluu-Keauhou, HI

The aim of Lendersa® is to secure the optimal Conventional, USDA, or FHA loan for you promptly and without complications. Choose among three initial pathways that guide you to appropriate lenders and loan deals.

Lendersa USDA loan request matching outcomes


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