Explore the differences! FHA VS Conventional loan programs in Holualoa, Hawaii County, Hawaii

Within 2025, the maximum for Conventional loans in Holualoa, located in Hawaii county, HI, is recorded as $1,089,300. Meanwhile, the FHA limit for a single-family dwelling reaches $517,500.

Utilize the Lendersa® Conventional loan calculator for comparing today’s leading rates across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserve levels, and documents for qualification. Our sophisticated mortgage calculator allows you to analyze Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program for your unique financial circumstances in HI.

Explore loan deals from a network of 100 lenders

Loan Thresholds and Required Down Payments for 2025 in Holualoa, Hawaii, HI

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $600,000 0%
FHA $517,500 3.5%

Applicable to zip codes: 96725, 96740

Opportunities for Conventional and FHA Loans in Holualoa, HI

The primary aim of Lendersa® is to facilitate your access to the best possible Conventional, USDA, or FHA loan options quickly and effortlessly. Begin with one of the three pathways below to connect with matching lenders and loan programs.

Loan request outcomes with Lendersa


  • Reverse Mortgage West
  • 20 Truman Street, Suite 205, Irvine, CA, 92620
  • RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
  • Beacon Lending And Realty, Inc
  • 21 Foxcrest, Irvine, CA, 92620
  • Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
  • BlackMarket Mortgage
  • 14271 Jeffrey Road, Suite 316, Irvine, CA, 92620
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Hot Properties
  • 4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
  • Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.
  • Oak Creek Funding Inc
  • 27 Delamesa East, Suite 200, Irvine, CA, 92620
  • Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers
  • First American Financial Group Inc.
  • 16 Laurelwood, Irvine, CA, 92620
  • Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.
  • Synergy Lending Inc
  • 780 Roosevelt, Suite 207, Irvine, CA, 92620
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Customer service is very important to all of us. As we continue to improve and expand our services we recognize our customers' need and desire to preserve their privacy and confidentiality.
  • Tiger Loans, Inc.
  • 780 Roosevelt, Suite 120, Irvine, CA, 92620
  • Tiger Loans, Inc. is a direct home mortgage lender currently licensed in California, Florida, Georgia, Idaho, Illinois, Maryland, Texas, and Washington and a mortgage broker licensed in Massechusetts (MB1169300) and Virginia. We offer competitive rates and closing cost on conventional fixed
  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • USA Veterans Real Estate and Mortgage Company
  • 31801 East Nine Drive, Laguna Niguel, CA, 92677
  • USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
  • Network Lending Services
  • 30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
  • NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.