FHA VS Conventional loan programs in 2025 for Waimea, Hawaii County, Hawaii
In 2025, the limit for a Conventional loan in Waimea, within Hawaii county, HI, stands at $1,089,300, whereas the cap for an FHA loan is $517,500 for a single-family residence.
Leverage the Lendersa® Conventional loan calculator to review and contrast today's best rates across Conventional, FHA, and USDA loans. Identify the necessary income, credit standing, reserves, and paperwork required for qualification. Our advanced mortgage comparison tool juxtaposes Conforming Conventional loans, FHA, USDA, and VA options, aiding you in selecting the most suitable program in HI for your financial situation.
2025 Loan Limits and Down Payment Requirements in Waimea, Hawaii, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$600,000
0%
FHA
$517,500
3.5%
These limits apply to the following zip codes: 96743
Diverse Loan Options for Conventional and FHA in Waimea, HI
The mission of Lendersa® is to assist you in securing the top Conventional, USDA, or FHA loan options quickly and efficiently. Opt for one among three entry points to connect with matching lenders and loan programs.
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