FHA VS Conventional loan programs in Waimea, Hawaii County, Hawaii

In 2025, the limit for a Conventional loan in Waimea, within Hawaii county, HI, stands at $1,089,300, whereas the cap for an FHA loan is $517,500 for a single-family residence.

Leverage the Lendersa® Conventional loan calculator to review and contrast today's best rates across Conventional, FHA, and USDA loans. Identify the necessary income, credit standing, reserves, and paperwork required for qualification. Our advanced mortgage comparison tool juxtaposes Conforming Conventional loans, FHA, USDA, and VA options, aiding you in selecting the most suitable program in HI for your financial situation.

Compare offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Waimea, Hawaii, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $600,000 0%
FHA $517,500 3.5%

These limits apply to the following zip codes: 96743

Diverse Loan Options for Conventional and FHA in Waimea, HI

The mission of Lendersa® is to assist you in securing the top Conventional, USDA, or FHA loan options quickly and efficiently. Opt for one among three entry points to connect with matching lenders and loan programs.

Lendersa facilitates USDA loan request and matching results


  • Roxford Holdings Inc
  • 6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
  • We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.
  • Cal State L.A. Federal Credit Union
  • 2445 Mariondale Ave, Los Angeles, CA, 90032
  • Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
  • Oregon Coast Bank
  • 909 SE Bay Boulevard, Newport, OR, 97365
  • In 2001, a group of local business owners realized that the unique needs of companies on the Oregon Coast—the fisheries, logging outfits, motels, restaurants, and shops that have always been the backbone of our communities—just weren’t being served well by the big banks. So they decided to build a bank dedicated to supporting the people
  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.
  • Sea Air Federal Credit Union
  • 800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
  • Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
  • Progressive Loan Funding
  • 3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
  • Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
  • Midcity Mortgage
  • 3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
  • The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
  • California Capital Resources Inc.
  • 12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.