In 2025, the limit for Conventional loans in Waikoloa-Village, located in the county of Hawaii, HI, is $970,800. The FHA limit for a single-family home is $477,250.
Use the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. Determine necessary income, credit requirements, reserves, and documents to qualify. Via our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA, helping you select the most appropriate program in HI for your financial status.
Explore loan offers from a range of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $391,000 | 0% |
| FHA | $477,250 | 3.5% |
This table is applicable to zip codes: 96738
The aim of Lendersa® is to facilitate a swift and hassle-free process in securing the best possible Conventional, USDA, or FHA loan. Start by choosing one of these three pathways that lead to finding matches with lenders and loan programs:
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