Explore the differences! FHA VS Conventional loan programs in Waikoloa-Village, Hawaii County, Hawaii

In 2024, Convetional loan limit in Waikoloa-Village, county of Hawaii, HI is $970,800 while FHA limit is $477,250 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in HI is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Waikoloa-Village, county of Hawaii, HI

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $391,000 0%
FHA $477,250 3.5%

The comparison table applies to zip codes: 96738

Conventional and FHA loan options in Waikoloa-Village, HI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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Lendersa USDA loan request and matching results



  • Rockland Federal Credit Union
  • 241 Union St, Rockland, MA, 02370
  • Our mission is to provide our members with quality, affordable financial services in a responsible, efficient, professional, & convenient manner. Deposits are insured through the National Credit Union Administration & the MA Share Insurance Corporation. Rockland Federal Credit Union is a federally chartered credit union, established in 1922.

  • Rockland Trust
  • 288 Union St, Rockland, MA, 02370
  • We build strong relationships with our customers, helping business owners grow their companies, and helping individual consumers be successful by providing straightforward products and convenient service. Our success is based on having respectful and knowledgeable bankers, as well as robust technology available to our customers.

  • Mortgage Corp East
  • 800 Hingham Street, Suite 104N, Rockland, MA, 02370
  • Mortgage Corp of the East III was organized as a Massachusetts corporation in May of 1988. Michael Aizenstadt is the founder and President of Mortgage Corp East. Our primary business focus is on the origination of residential mortgages in the state of Massachusetts, licensed as a direct lender.

  • Hingham Institution for Savings
  • 49 Main Street, Hingham, MA, 02043
  • Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.

  • Heritage Mortgage Company Inc
  • 175 Derby Street, Suite 36, Hingham, MA, 02043
  • Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.

  • Hard Money Loans CT by Cutter Hill Capital
  • 4 Cutter Hill Rd, Hingham, MA, 02043
  • Cutter Hill Capital is a private real estate lender focusing on loans for short-term real estate investment projects in the greater New England region and select national markets.Our company was founded in 2018 by principals who have been involved in over 1,000 real estate loan transactions.

  • OTIS Federal Credit Union
  • 170 Main Street, Jay, ME, 04239
  • As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.

  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"

  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans. At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
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