Explore the differences! FHA VS Conventional loan programs in Hawaiian-Ocean-View, Hawaii County, Hawaii

In the year 2025, the conventional loan ceiling in Hawaiian-Ocean-View, located within Hawaii county, HI, reaches $970,800, whereas the FHA restriction for a single-family dwelling is $477,250.

Leverage the Lendersa® Conventional loan calculator to weigh today's top rates for Conventional, FHA, and USDA loans, alongside the income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, revealing the best match for your financial scenario in HI.

Browse loan offers from a range of 100 lenders

2025 Loan Limits and Down Payment Criteria in Hawaiian-Ocean-View, Hawaii County, HI

Loan Category Limit Required Down Payment
Conventional Conforming $970,800 3%
USDA $391,000 0%
FHA $477,250 3.5%

This comparison table applies to the zip codes: 96737

Loan Options: Conventional and FHA in Hawaiian-Ocean-View, HI

The aim of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan for you. Choose from three initial steps that guide you towards matching lenders and their programs.

Lendersa USDA loan request and corresponding results


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