FHA VS Conventional loan programs in Kailua, Honolulu County, Hawaii

In 2025, Convetional loan limit in Kailua, county of Honolulu, HI is $1,089,300 while FHA limit is $770,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in HI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kailua, county of Honolulu, HI

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

The comparison table applies to zip codes: 96734

Conventional and FHA loan options in Kailua, HI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Hayes Hyman
  • 1121 Situs Court, Suite 100, Raleigh, NC, 27606
  • Hayes Hyman and Team are at Corporate Investors Mortgage Group My team and I here at Corporate Investors Mortgage Group, where I serve as Sr. Mortgage Loan Officer in the Raleigh office, have been at Corporate Investors since 2005. My team has over 100 years of combined mortgage banking experience. We are proud to have one the most experienced.
  • Mid-Atlantic Commercial Capital LLC
  • 210 N Main St, Culpeper, VA, 22701
  • Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
  • CrossPoint Funding
  • 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eagle Bay Mortgage LLC
  • 5995 Trieda Drive, Viera, FL, 32940
  • John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
  • Homevision Mortgage Lending Inc
  • 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
  • Davis & Davis IG
  • 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615
  • Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
  • West Town Bank & Trust
  • 8450 Falls of Neuse Road, Suite 204, Raleigh, NC, 27615
  • At West Town Bank & Trust, we’re problem-solvers. Solutions define us. Our most important goals are to know what’s important to you, what’s getting in your way & what you hope to achieve, so we can help you get there. Since 1922, we’ve been creating long-lasting relationships with our customers based on old fashioned values & future-thinking ideas.