FHA VS Conventional loan in Kailua, Honolulu County, Hawaii

In 2025, the Conventional loan limit in Kailua, situated within Honolulu County, HI, stands at $1,089,300. Meanwhile, the FHA limit for a single-family home is $770,500.

Use the Lendersa® Conventional loan calculator to evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options side by side, assisting in choosing the best program in HI for your financial condition.

Browse loan offers from more than 100 lenders

2025 Loan Limits and Down Payment Requirements in Kailua, Honolulu County, HI

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This comparison table is relevant for zip codes: 96734

Explore Conventional and FHA Loan Options in Kailua, HI

Lendersa® aims to promptly offer you the best Conventional, USDA, or FHA loans with ease. Choose from three starting paths to connect with matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests


  • Firefighters First Credit Union
  • 815 Colorado Blvd, Los Angeles, CA, 90041
  • Firefighters First Credit Union prides itself in being the trusted provider of premier financial services to our Fire Family since 1935. We respond to firefighters unique financial needs by delivering tailored financial tools that let them enjoy life, both at the station and at home
  • Integrous Real Estate Capital
  • 1152 Colorado Boulevard, Los Angeles, CA, 90041
  • Integrous Real Estate Capital is a full-service real estate brokerage and lending company providing debt and equity investment capital, based in Los Angeles, California serving residential and commercial real estate investors and professionals. As investors ourselves, we understand that the primary objective of every investment is to increase net e
  • Sky Minor Real Estate
  • 2272 Colorado Blvd, Suite 1310, Los Angeles, CA, 90041
  • "Hello! My name is Sky Minor, I'm a Realtor and Mortgage Lender in Los Angeles, and I love my job! I first became interested in Real Estate after reading Rich Dad, Poor Dad while eating ramen and saltine crackers in the back of my band's tour van. Initially entering into the industry as a Mortgage Loan Officer in 2003,"
  • 908 Mortgage
  • 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803
  • 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
  • Vida Home Investment Inc
  • 7150 Foothill Blvd, Suite B, Tujunga, CA, 91042
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • American West Mortgage
  • 55318 E 2nd St, Suite 584, Long Beach, CA, 90803
  • American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.
  • Woody Financial Realty Corp.
  • 5580 E. Second Street Suite 211, Long Beach, CA, 90803
  • Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
  • Loan Source Central
  • 4608 Obispo Avenue, Lakewood, CA, 90712
  • Loan Source Central is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • RGC Capital Inc
  • 6730 Florence Avenue Suite 101, BELL GARDENS, CA, 90201
  • RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets. With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful