FHA VS Conventional loan in Kailua, Honolulu County, Hawaii
In 2026, the Conventional loan limit in Kailua, situated within Honolulu County, HI, stands at $1,089,300. Meanwhile, the FHA limit for a single-family home is $770,500.
Use the Lendersa® Conventional loan calculator to evaluate and contrast today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options side by side, assisting in choosing the best program in HI for your financial condition.
2026 Loan Limits and Down Payment Requirements in Kailua, Honolulu County, HI
Loan Type
Maximum Limit
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$770,500
3.5%
This comparison table is relevant for zip codes: 96734
Explore Conventional and FHA Loan Options in Kailua, HI
Lendersa® aims to promptly offer you the best Conventional, USDA, or FHA loans with ease. Choose from three starting paths to connect with matching lenders and suitable loan programs.
The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.
Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.
The mission of a credit union is to provide and promote the use of a variety of financial services
770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
Lends in Hawaii
Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve
No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader
First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu
Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA
First Hawaiian Mortgage Association, a Division of Summit Funding, Inc. Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.
"It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day.
How different the world was then! Commercial trans-Pacific air travel had just begun"
1200 Queen Emma Street, Suite 1711, Honolulu, HI, 96813
Lends in Hawaii
Integrity Mortgage, Inc. was established to assist clients in financing the home of their dreams. Whether buying a home or refinancing, let us be your guide throughout the mortgage process. We value providing you with excellent rates, great communication, and an efficient closing process.
Call us today if you have questions on a mortgage!
