Explore the differences! FHA VS Conventional loan programs in Kaneohe-Station, Honolulu County, Hawaii
For 2025, the maximum limit for a Conventional loan in Kaneohe-Station, situated in the county of Honolulu, HI, stands at $970,800. Conversely, the FHA ceiling reaches $747,500 for a single-family home.
Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional versus FHA versus USDA rates. Determine the essential income, credit, and documentation needed to qualify. Our sophisticated mortgage calculator offers a comparative view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision-making for the best program in HI suited to your financial needs.
Loan caps and downpayment demands for 2025 in Kaneohe-Station, county of Honolulu, HI
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$576,800
0%
FHA
$747,500
3.5%
This comparison table pertains to zip codes: 96734, 96863, 96744
Conventional and FHA loan alternatives in Kaneohe-Station, HI
The goal of Lendersa® is to help you find the most fitting Conventional, USDA, or FHA loan promptly and without complications. Choose from three initial steps that lead to matching lenders and loan programs.
Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
Utter Mortgage Company is a Nevada-based mortgage company specializing in the long-term financing of commercial real estate projects located in Nevada and the adjacent areas of California. Utter Mortgage Company has placed long-term loans on shopping centers, office buildings, warehouses, mini-warehouses, medical buildings, strip centers.
Working with a mortgage broker gives you options and saves you money. We have numerous sources for investors so finding the best loan with the most affordable terms is exactly what we do! We also have access to mortgage loan products that banks and other lending institutions don't normally offer.
Whether this is a first home, investment property, an upgrade you’re looking to do, or perhaps refinance the home you already own and love, our professionals will guide you through the process and find the best loan that fits your lifestyle. We make it easy to understand and ensure that our number one priority is taking care of you!
"We know that each Nevada mortgage customer has specific needs,
so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.
Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
