FHA VS Conventional loan programs in Kaneohe-Station, Honolulu County, Hawaii

For 2026, the maximum limit for a Conventional loan in Kaneohe-Station, situated in the county of Honolulu, HI, stands at $970,800. Conversely, the FHA ceiling reaches $747,500 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional versus FHA versus USDA rates. Determine the essential income, credit, and documentation needed to qualify. Our sophisticated mortgage calculator offers a comparative view of Conforming Conventional, USDA, FHA, and VA loans, aiding your decision-making for the best program in HI suited to your financial needs.

Compare loan offers from a selection of 100 lenders

Loan caps and downpayment demands for 2026 in Kaneohe-Station, county of Honolulu, HI

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This comparison table pertains to zip codes: 96734

Conventional and FHA loan alternatives in Kaneohe-Station, HI

The goal of Lendersa® is to help you find the most fitting Conventional, USDA, or FHA loan promptly and without complications. Choose from three initial steps that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


Kaneohe-Station Lenders

  • HG Mortgage
  • 354 Uluniu Street, Suite 402, Kailua, HI, 96734
  • Lends in Hawaii
  • The HG Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Imperial Mortgage LLC
  • 1005 Keolu Drive, Kailua, HI, 96734
  • Lends in Hawaii
  • Our mission is to serve our customers with honesty integrity and competence. We pride ourselves in providing superior customer service and creating satisfied customers. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs based on their individual circumstances.

  • OAHU FEDERAL CREDIT UNION
  • 2219 Pauoa Road, Honolulu, HI, 96813
  • Lends in Hawaii
  • Oahu Federal Credit Union strives to deliver the best service possible to our most important asset - our members. Qualified members may join Oahu Federal Credit Union by visiting our office located at 2219 Pauoa Road in Honolulu.

    The mission of a credit union is to provide and promote the use of a variety of financial services

  • Hawaiian Electric Employees Federal Credit Union
  • 770 Kapiolani Blvd, Suite 514, Honolulu, HI, 96813
  • Lends in Hawaii
  • Hawaiian Electric Employees Federal Credit Union – a not for profit, financial cooperative. It was in the spirit of “people helping people” that the Credit Union was founded in 1937, by 15 employees of Hawaiian Electric Company who pooled together $70 of their money. Today, that same spirit of “people helping people” has grown to serve

  • No Cost VA Loans
  • 1188 Bishop St, Suite 2306, Honolulu, HI, 96813
  • Lends in Hawaii
  • No Cost VA Loans” is a mortgage banking firm providing mortgage financing as both broker and direct lender. Our objective is to provide the local market with a one-stop solution for all mortgage needs. With an emphasis on residential mortgages, we’ve been able to position ourselves not only as a market leader

  • First Hawaiian Bank
  • 999 Bishop St, Honolulu, HI, 96813
  • Lends in Hawaii
  • First Hawaiian, Inc. (NASDAQ: FHB) is a bank holding company headquartered in Honolulu, Hawai’i. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaii’s oldest and largest financial institution. The bank has 49 branches throughout Hawaii, three in Guam and two in Saipan. It offers a diversified range of banking services to consu

  • Bank of Hawaii
  • 130 Merchant St, Suite 130, Honolulu, HI, 96813
  • Lends in Hawaii
  • Since 1897, Bank of Hawaii has helped the communities we serve weather many storms. Today, as we face the COVID-19 crisis together, Bank of Hawaii stands strong and ready as ever and also Bank of Hawaii is a bank with operations in one state. Bank of Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA

  • First Hawaiian Mortgage Association
  • 1188 Bishop Street, Honolulu, HI, 96813
  • Lends in Hawaii
  • First Hawaiian Mortgage Association, a Division of Summit Funding, Inc.
    Purchasing a home should be exciting and joyful, not scary and confusing. That's where the team comes in. Call us dream makers, call us loan officers, call us when you're in a panic, we're here to help fulfill your dream of homeownership and keep you smiling the whole way.

  • Aloha Pacific Federal Credit Union
  • 832 South Hotel Street, Honolulu, HI, 96813
  • Lends in Hawaii
  • "It was back in 1936 that a group of Honolulu City & County employees gathered to charter its own credit union in order to help fellow workers who were not being served by the financial institutions of the day.

    How different the world was then! Commercial trans-Pacific air travel had just begun"

  • Integrity Mortgage Inc
  • 1200 Queen Emma Street, Suite 1711, Honolulu, HI, 96813
  • Lends in Hawaii
  • Integrity Mortgage, Inc. was established to assist clients in financing the home of their dreams. Whether buying a home or refinancing, let us be your guide throughout the mortgage process. We value providing you with excellent rates, great communication, and an efficient closing process.

    Call us today if you have questions on a mortgage!