FHA VS Conventional loan programs in Waimanalo, Honolulu County, Hawaii

In the year 2025, the limit for a conventional loan in Waimanalo, located in the county of Honolulu, HI, is set at $1,089,300. For an FHA loan meant for a single-family residence, the ceiling is $770,500.

Take advantage of the Lendersa® Conventional loan calculator to contrast today's FHA, USDA, and Conventional rates. Evaluate what income, credit, reserves, and documents you must have to qualify. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the most suitable program in HI for your individual financial circumstances.

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Loan limits and down payment details for 2025 in Waimanalo, Honolulu county, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

These details apply to the following zip codes: 96795

Explore Conventional and FHA loan offerings in Waimanalo, HI

Lendersa® aims to swiftly and seamlessly secure the best Conventional, USDA, or FHA loan for you. Choose from three initial paths that connect you with appropriate lenders and loan offerings.

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