FHA VS Conventional loan in Wailua-Homesteads, Kauai County, Hawaii
In 2025, the maximum limit for a Conventional loan in Wailua-Homesteads, within the county of Kauai, HI, is $970,800. Meanwhile, the FHA loan limit stands at $845,250 for a single-family home. These figures are crucial for home buyers planning their finances.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, helping you select the most suitable program in HI for your financial circumstances.
Loan limits and down payment requirements for 2025 in Wailua-Homesteads, Kauai, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$575,900
0%
FHA
$845,250
3.5%
This table applies to zip codes: 96746
Explore Conventional and FHA loan options in Wailua-Homesteads, HI
The objective of Lendersa® is to swiftly secure the best available Conventional, USDA, or FHA loans without hassle. Choose one of three starting approaches to connect with matching lenders and loan programs tailored to your needs.
I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.
Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
