FHA VS Conventional loan programs in Kapaa, Kauai County, Hawaii
For 2025, the ceiling for Conventional loans in Kapaa, located in the county of Kauai, HI, is $1,089,300, whereas the FHA cap for a single-family residence is $977,500.
Leverage the Lendersa® Conventional loan calculator to evaluate current best rates among Conventional, FHA, and USDA loans. It also helps determine the required income, credit score, reserves, and documentation for qualification. Our advanced mortgage tool enables you to see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to find the best fit for your financial situation in HI.
2025 Loan Limits and Down Payments in Kapaa, Kauai, HI
Loan Type
Loan Ceiling
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
Relevant for the zip codes: 96746
Options for Conventional and FHA Loans in Kapaa, HI
The aim of Lendersa® is to swiftly provide you with ideal Conventional, USDA, or FHA loan options without hassle. Begin with one of three initial approaches to connect with matching lenders and programs.
We are a full service wholesale broker with below market rates for all your mortgage needs. Over 30 years of combined experience lending here in Florida. Local owners and team who know the Florida market to help you every step of the way. We offer FHA, VA, Jumbo, Conventional, heloc, condo, Investment,Non-QM bank statement loans and much more.
Access Loans offers low-cost loans for employees facing financial struggles. We make lending more accessible, convenient, and transparent. We want to inspire financially healthy communities and provide financial inclusion to the working class. Our loan solutions offer a unique approach to combat against the payday lender trap..
Global Capital Assets is a private firm providing loans to foreign nationals, to US citizens, and capital for real estate development.
We facilitate foreign national loans for residential & commercial properties in Florida, NY, TX & CO.We also facilitate loans to citizens & residents buying in The Dominican Republic
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A traditional approach to assessing a person’s creditworthiness relies on using an often misleading credit score as a sole marker of reliability. BMG Money takes a more holistic approach
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GenX Capital Partners and their equity fund partners target real estate investment debt and equity partnership opportunities that fall into the broad categories of value add opportunities and event driven/complex situations. We work only with seasoned sponsors who have a solid project backed by a compelling story and business plan that gives the ha
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Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
402 Bayard Road, Suite 100, Kennett Square, PA, 19348
Delaware Valley Financial Mortgage serves clients in Pennsylvania who wish to secure dependable, timely mortgages from a trusted local source. Over the years, the need for personal customer support has increased as online national mortgage companies offer little one-on-one help. Founded in 2004
