Explore the differences! FHA VS Conventional loan programs in Wailua, Kauai County, Hawaii
As of 2025, the conventional loan limit for Wailua in the county of Kauai, HI is $1,089,300. Meanwhile, the FHA limit for a single-family home is $977,500.
Use the Lendersa® Conventional loan calculator to explore top rates among Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents required for qualification. This advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding which program in HI is most suitable for your financial circumstances.
2025 Loan Limitations and Down Payment Requirements in Wailua, County of Kauai, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
This comparison table is relevant to the following zip codes: 96746
Available Conventional and FHA Loan Options in Wailua, HI
Lendersa® is focused on securing the best possible Conventional, USDA, or FHA loan for you quickly and without complications. Begin with one of three starting points to connect with compatible lenders and loan programs.
We're a mortgage lender that's earned a reputation for integrity, reliability, and simplicity, by placing principles and people before profit, keeping the loan process simple, and finishing the job on time. Whether you're looking for a lender you can rely on or an employer you can trust, we hope that you will choose to follow, join
11200 Westheimer Rd, Suite 777, Houston, TX, 77042
At Capital Concepts, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
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"Trying to find the right home loan can be difficult. Finding the right company to help you get your loan can be even more confusing. With literally thousands of lenders to choose from, borrowers can easily become overwhelmed.
Fortunately, at Capital Concepts, our mission is to set a high standard in the mortgage industry. "
PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
7676 Hillmont Street, Suite 105, Houston, TX, 77040
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
4140 Thielman Lane, Suite 105, Saint Cloud, MN, 56301
Stearns Financial Services Inc. (SFSI) is a well-capitalized, $2.3 billion independent financial holding company based in St. Cloud, MN. Founded in 1912, the bank was acquired by Norm Skalicky in 1964. His daughter Kelly Skalicky became president in 2018, and later was named president and CEO.
1532 West St. Germain Street, Saint Cloud, MN, 56301
Great River Federal Credit Union is dedicated to serving all members in a confidential and professional manner. We are in business to provide you with convenient and efficient financial services. Our mission is "Building lifelong relationships by providing valuable financial services that our members recommend, benefits the community.