As of 2025, the conventional loan limit for Wailua in the county of Kauai, HI is $1,089,300. Meanwhile, the FHA limit for a single-family home is $977,500.
Use the Lendersa® Conventional loan calculator to explore top rates among Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents required for qualification. This advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding which program in HI is most suitable for your financial circumstances.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $725,000 | 0% | |
| FHA | $977,500 | 3.5% |
This comparison table is relevant to the following zip codes: 96746
Lendersa® is focused on securing the best possible Conventional, USDA, or FHA loan for you quickly and without complications. Begin with one of three starting points to connect with compatible lenders and loan programs.
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