FHA VS Conventional loan in Wailua, Kauai County, Hawaii
As of 2025, the conventional loan limit for Wailua in the county of Kauai, HI is $1,089,300. Meanwhile, the FHA limit for a single-family home is $977,500.
Use the Lendersa® Conventional loan calculator to explore top rates among Conventional, FHA, and USDA loans today. Determine income, credit, reserves, and documents required for qualification. This advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding which program in HI is most suitable for your financial circumstances.
2025 Loan Limitations and Down Payment Requirements in Wailua, County of Kauai, HI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$977,500
3.5%
This comparison table is relevant to the following zip codes: 96746
Available Conventional and FHA Loan Options in Wailua, HI
Lendersa® is focused on securing the best possible Conventional, USDA, or FHA loan for you quickly and without complications. Begin with one of three starting points to connect with compatible lenders and loan programs.
17337 Ventura Boulevard, Suite 100, Encino, CA, 91316
Robbins & Lloyd Mortgage Inc. is no longer just a mortgage, and must be seen as part of your overall debt management strategy and an integral part of your financial plan. Our team is committed to providing expert advice to you and your family in order to protect one of your most valuable assets – your home.
17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
My Loan Underwriters provide our borrowers, agents and business affiliates with a streamlined loan financing process, delivering exceptional service, competitive pricing and an array of loan programs. Our industry education and funding source relationships make us uniquely qualified to help our clients select the best product.
17609 Ventura Boulevard, Suite 208, Encino, CA, 91316
First Nation Financial Corp began with the belief that our clients’ best interest is our #1 priority. Today, this philosophy is more important than ever. Our loan officers, Jan and Kam, each with 30 years of experience, will utilize their resources to obtain the best and most competitive loan for you.
17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5535 Balboa Boulelvard, Suite 102, Encino, CA, 91316
Apex Financial Group is committed to helping you find the right mortgage product for your individual needs. With over 30 years of experience, we work with industry-leading lenders to provide NO-COST LOANS at competitive rates for residential, multi-family and commercial real estate financing.
Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now!
We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
1223 Wilshire Blvd, Suite 405, Santa Monica, CA, 90403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
