FHA VS Conventional loan programs in Muscatine, Muscatine County, Iowa

For 2026, the conventional loan limit in Muscatine, located in the county of Muscatine, IA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize Lendersa®'s Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA options. Identify the necessary income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA offers side by side, aiding you in determining the best choice in IA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Muscatine, Muscatine, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 52761

Options for Conventional and FHA Loans in Muscatine, IA

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Select from one of three starting points, each designed to connect you with suitable lenders and programs.

Results for requests on Lendersa USDA loans


Muscatine Lenders

  • Members Community Credit Union
  • 159 Colorado Street, Muscatine, IA, 52761
  • Lends in Iowa
  • Members Community Credit Union is a $81 million, full-service cooperative financial institution that is owned and operated by its members. We pride ourselves on being not your ‘normal’ financial institution. We love to have fun with our members and try to connect with each one. We opened our membership to the public in 2003.

  • Liberty Trust & Savings Bank
  • 502 Eighth Avenue, Durant, IA, 52747
  • Lends in Iowa
  • New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.

  • Neighborhood Housing Services of Davenport Iowa, Inc.
  • 710 Charlotte St, Davenport, IA, 52803
  • Lends in Iowa
  • Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.

  • Peoples Trust and Savings Bank
  • 90 E. Railroad St, Riverside, IA, 52327
  • Lends in Iowa
  • Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.