FHA VS Conventional loan programs in Carter-Lake, Pottawattamie County, Iowa

In 2025, the conventional loan limit for Carter-Lake, located in the county of Pottawattamie, IA, is $647,200. The FHA limit, applicable for a single-family home, stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to contrast the best rates for today among Conventional, FHA, and USDA loans. This sophisticated mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, empowering you to determine the best choice for your financial scenario in IA. Assess income, credit, reserves, and necessary documents for qualification.

Explore loan offers from a selection of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Carter-Lake, Pottawattamie County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This table is relevant for the following zip codes: 51510

Options for Conventional and FHA Loans in Carter-Lake, IA

The aim of Lendersa® is to swiftly secure the best possible loan for you, whether it's Conventional, USDA, or FHA, free of hassle. Begin with one of the three approaches offered to connect with suitable lenders and loan options.

Results for Lendersa USDA loan requests and matching


  • RABASA Inc.
  • 780 Callecita Aquila Sur, Chula Vista, CA, 91911
  • Basa Realty and Mortgage is a full service real estate office & mortgage broker, providing convenience & service others can't offer.Communicate with other agents, buyers & sellers, mortgage officers, title personnel involved in the home buyer & selling process.Helping customers make sound decisions on selling their homes, purchasing or refinancing.
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • Military Home Spot Lending
  • 3280 Main St, Suite 7C, San Diego, CA, 92113
  • Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
  • SellYouMoney, LLC
  • 961 SE Damask Ave., Port ST Lucie, FL, 34983
  • “At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
  • Unified Mortgage LLC
  • 6546 Selvitz Road Port, Port Saint Lucie, FL, 34983
  • Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Bydand Home Loans
  • 34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
  • Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.
  • Laguna Sierra Mortgage Group
  • 33971 Selva Road, Suite 120, Dana Point, CA, 92629
  • Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.