FHA VS Conventional loan programs in Iowa-Falls, Hardin County, Iowa
As of 2026, the limit for Conventional loans in Iowa-Falls, within the county of Hardin, IA, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.
The Lendersa® Conventional loan calculator helps you compare the best rates today between Conventional, FHA, and USDA loans. Determine what income, credit levels, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option in IA for your financial situation.
2026 Loan Limits and Down Payment Requirements in Iowa-Falls, Hardin County, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 50126
Explore Conventional and FHA Loan Options in Iowa-Falls, IA
The objective of Lendersa® is to find you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that will connect you with matching lenders and loan programs.
Security State Bank (SSB) is one of the oldest banks in Iowa. On July 1, 1884 the Bank of Radcliffe was the 1st Bank to be established in Radcliffe, Iowa. In 1914, the bank was incorporated & the name was changed to Security State Bank. We are proud to be celebrating over 135 years of community service to the Hardin, Hamilton, & Story County areas.
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