FHA VS Conventional loan in Iowa-Falls, Hardin County, Iowa

As of 2026, the limit for Conventional loans in Iowa-Falls, within the county of Hardin, IA, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

The Lendersa® Conventional loan calculator helps you compare the best rates today between Conventional, FHA, and USDA loans. Determine what income, credit levels, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option in IA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Iowa-Falls, Hardin County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 50126

Explore Conventional and FHA Loan Options in Iowa-Falls, IA

The objective of Lendersa® is to find you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that will connect you with matching lenders and loan programs.

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  • Home Life Lending
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  • Eagle Home Loans ©
  • 4550 Kinsey Dr, Tyler, TX, 75703
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  • The Mortgage House
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  • TYLER LENDING GROUP
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  • Liberty Mortgage Corporation
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  • At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,

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  • Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.

  • Morgantown AES Federal Credit Union
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  • Morgantown AES Federal Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all types of loans from home & auto to recreation. Get in touch with us today.Credit Union has proudly served its members in Morgantown West Virginia since 1955. Our members enjoy competitive rates on all

  • Premiere Mortgage LLC
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  • WesBanco
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