FHA VS Conventional loan programs in Iowa-Falls, Hardin County, Iowa

As of 2025, the limit for Conventional loans in Iowa-Falls, within the county of Hardin, IA, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

The Lendersa® Conventional loan calculator helps you compare the best rates today between Conventional, FHA, and USDA loans. Determine what income, credit levels, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option in IA for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Iowa-Falls, Hardin County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 50126

Explore Conventional and FHA Loan Options in Iowa-Falls, IA

The objective of Lendersa® is to find you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that will connect you with matching lenders and loan programs.

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