FHA VS Conventional loan programs in 2025 for Fruitland, Payette County, Idaho

For 2025, the conventional loan limit in Fruitland, county of Payette, ID, is $726,200, while the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents. This advanced tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program in ID for your needs.

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Loan Limits and Down Payment Requirements in Fruitland, Payette, ID for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This table applies to zip codes: 83619

Options for Conventional and FHA Loans in Fruitland, ID

Lendersa® aims to quickly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting methods to match with lenders and suitable loan programs.

Results for USDA loan requests with Lendersa


  • Stonecrest Financial
  • 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
  • The Stonecrest family of businesses has been involved in real estate investing and financing since 1986. We specialize in private money lending, but we are also a full service loan brokerage. For borrowers with less than traditional bank qualifications, We provide private real estate loans at competitive rates, based primarily on equity.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • Cardan Mortgage
  • 125 East Campbell Ave, Campbell, CA, 95008
  • At Cardan Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • Mosaic Mortgage Group
  • 2315 S Bascom Ave, Suite 300A, Campbell, CA, 95008
  • We provide World-Class service and mortgage planning know-how for you and your family, for life. When it comes to mortgage financing, one size does not fit all. In fact, there are far too many rules and guidelines involved so that for us, the only way to find you the best loan is to start at the beginning.
  • Loans by Irene
  • 116 E. Campbell Avenue, Suite 5, Campbell, CA, 95008
  • Irene helps California homeowners strategically finance their real estate goals. She assists first time homebuyers in understanding and experiencing a smooth and detail-oriented home purchase process and she helps current homeowners analyze the cost/benefit of refinancing. In addition, she has a constant and steady grasp on interest rate trends
  • My Home Loan San Jose
  • 1475 S. Bascom Ave, Suite 212, Campbell, CA, 95008
  • Shawn Belknap founded ‘My Home Loan San Jose’ which is a full service licensed San Jose based mortgage company. As a San Jose Mortgage Broker, Shawn specializes in providing San Jose and surrounding cities mortgage refinancing, home purchases, and debt consolidation home loans including, FHA home loans, and much more.
  • InterBanc Real Estate Services
  • 1999 South Bascom Avenue, Campbell, CA, 95008
  • InterBanc Real Estate Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • EMW Mortgage Co.
  • 3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Seabrooke Development Corporation
  • 900 East Hamilton Avenue, Campbell, CA, 95008
  • Mark Hicks have been in this business for a while now and helping you make the best possible decisions is my number one priority. Accomplished Real Estate and Mortgage Broker skilled at evaluating and marketing commercial and residential investment properties through large scale open houses, comparable property analysis and short sale.