Explore the differences! FHA VS Conventional loan programs in Homedale, Owyhee County, Idaho

For 2025, the conventional loan limit in Homedale, located in Owyhee county, ID is $726,200, whereas the limit for FHA loans stands at $586,500 for a single-family dwelling.

Make use of Lendersa®'s Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you to choose the most suitable program in ID for your unique financial needs.

Explore loan offers from 100 different lenders

In 2025, loan limits and down payment requirements for Homedale, Owyhee, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $415,100 0%
FHA $586,500 3.5%

This comparison is relevant for zip codes: 83628

Options for Conventional and FHA loans in Homedale, ID

Lendersa® is dedicated to offering you the best possible Conventional, USDA, or FHA loan quickly and without fuss. Choose from three starting pathways that lead to lender matches and appropriate loan programs.

Results from Lendersa USDA loan requests and matches


  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
  • Front Royal Federal Credit Union
  • 230 North Royal Avenue, Front Royal, VA, 22630
  • Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
  • CBM Mortgage, Inc
  • 912 Hometown Way, Front Royal, VA, 22630
  • CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203
  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
  • Mortgage Essentials LLC
  • 421 Dukes Hill Road, Columbia, SC, 29203
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.
  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!
  • Altamaha Bank & Trust
  • 206 Jackson St, Vidalia, GA, 30474
  • Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
  • HealthShare Credit Union
  • 1200 N Elm Street, Greensboro, NC, 27401
  • HealthShare Credit Union is a not-for-profit financial cooperative providing the best service to our most important assets - our members. Your credit union was chartered in 1955 to serve the employees of Moses Cone Hospital. Over the next 50 years, as Moses Cone Health System grew