FHA VS Conventional loan programs in Hidden-Springs, Ada County, Idaho

As of 2026, the Conventional loan limit for single-family homes in Hidden-Springs, located in Ada county, ID, is $647,200. Meanwhile, the FHA loan limit is $515,200. This information is essential for prospective homeowners evaluating their financing possibilities in the region.

The Lendersa® Conventional loan calculator allows for a comprehensive review of today's best rates for Conventional, FHA, and USDA loans. It ensures a thorough assessment of required income, credit, financial reserves, and documentation for qualification purposes. By comparing Conforming Conventional, USDA, FHA, and VA loans side by side, the calculator aids in selecting the best option suited to your financial context in ID.

Review and compare loan offers from over 100 lenders

Loan Limits and Downpayment Criteria for 2026 in Hidden-Springs, County of Ada, ID

Loan Type Limit Down payment
Conventional Conforming $647,200 3%
USDA $332,100 0%
FHA $515,200 3.5%

Kindly note, this comparison is valid for zip codes: 83714. Ensure you verify these codes for accurate applicability of the limits and requirements.

Exploring Conventional and FHA Loan Options in Hidden-Springs, ID

The aim of Lendersa® is to swiftly connect you with the ideal Conventional, USDA, or FHA loan, streamlining the process and removing common obstacles. Choose one of three paths to easily find compatible lenders and loan offerings that match your financial lifestyle.

See matching results for Lendersa USDA loan requests


Hidden-Springs Lenders

  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • Lends in Idaho
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.

  • Alpha Lending, LLC
  • 3379 N. Lakeharbor Ln., Boise, ID, 83703
  • Lends in Idaho
  • We offer bridge and commercial loans in Southern Idaho, Boise, Twin Falls, Nampa, and the surrounding areas. We work with private money sources to bring borrowers and lenders together and help our clients secure funding for a wide range of real estate loan needs. Our in-house underwriting department streamlines loans.

  • Idaho Trust Bank
  • 888 West Broad Street, Boise, ID, 83702
  • Lends in Idaho
  • Founded in 1994 by brothers Daniel Prohaska & Thomas Prohaska, Idaho Trust Bank offers personal banking, private banking, and business banking, as well as personalized wealth management and investment management. Idaho Trust Bank specializes in delivering exceptional, relationship-based service with a solid commitment to responsiveness and action.

  • Northwest Bank
  • 1750 Front Street, Boise, ID, 83702
  • Lends in Idaho
  • Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.

  • Health Care Idaho Credit Union
  • 208 W. Jefferson St, Boise, ID, 83702
  • Lends in Idaho
  • At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.

    Our mission is to provide excellence in personal financial services.

  • Mortgage Professionals of Sun Valley Inc
  • 800 West Main Street, Suite 1460, Boise, ID, 83702
  • Lends in Idaho
  • Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.

  • Ameripro Mortgage llc
  • 950 W Bannock Street, Suite 1100, Boise, ID, 83702
  • Lends in Idaho
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Benchmark Mortgage
  • 2535 W State St, Boise, ID, 83702
  • Lends in Idaho
  • Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence

  • Payette Financial Services
  • 202 N. 9th Street, Suite 300, Boise, ID, 83702
  • Lends in Idaho
  • Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly

  • Big River Mortgage
  • 10020 W Fairview Ave, Suite 201, Boise, ID, 83704
  • Lends in Idaho
  • At Big River Mortgage we take great pride in being “the one above”. We follow a boutique approach to residential lending that starkly stands out in an industry that is dominated by large, impersonal banks. Big River Mortgage takes great pride in the fact that we offer the very best industry personnel and technology available.