FHA VS Conventional loan programs in 2026 for Rexburg, Madison County, Idaho

In 2026, the Conventional loan limit is $726,200 in Rexburg, county of Madison, ID, while for a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to find out the best current rates of Conventional versus FHA and USDA loans. It helps in assessing income, credit, reserves, and documents required to qualify. Our cutting-edge mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, to assist you in deciding which program in ID best fits your financial status.

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2026 Loan Limits and Down Payment Requirements in Rexburg, Madison, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This comparison table is valid for zip codes: 83460

Conventional and FHA Loan Options in Rexburg, ID

The aim of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan options, free of complications. Choose from one of three approaches to find lenders and matching loan initiatives.

Lendersa loan request and matching results for USDA loans


Rexburg Lenders

  • Westmark Credit Union
  • 815 First Street, Idaho Falls, ID, 83401
  • Lends in Idaho
  • Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.

  • Liberty Tax & Loans
  • 273 N Woodruff Ave, Idaho Falls, ID, 83401
  • Lends in Idaho
  • Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional

  • Bank of Commerce
  • 3113 S 25th E, Idaho Falls, ID, 83406
  • Lends in Idaho
  • The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana

  • MEMBERS PREFERRED CREDIT UNION
  • 1515 Hoopes Avenue, Idaho Falls, ID, 83404
  • Lends in Idaho
  • Members Preferred Credit Union has been open since . It's the 21st largest credit union in Idaho with assets totaling $44.43 Million and providing banking services to more than 4,000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Idaho First Mortgage - Oswald Talbot Group
  • 3340 Merlin Drive, Idaho Falls, ID, 83404
  • Lends in Idaho
  • We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms

  • Bell Financial Group
  • 1833 E 17th St, Idaho Falls, ID, 83404
  • Lends in Idaho
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in Idaho, Our team specializes in Southeast Idaho, including Idaho Falls, Pocatello, Rexburg, Rigby, and Blaclfoot. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt

  • InterWest Mortgage
  • 1275 E 17th St, Idaho Falls, ID, 83404
  • Lends in Idaho
  • InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.

  • Idaho First Mortgage
  • 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404
  • Lends in Idaho
  • We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.

  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • Lends in Idaho
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.