FHA VS Conventional loan in Rigby, Jefferson County, Idaho

In 2025, the limit for a conventional loan in Rigby, county of Jefferson, ID is set at $726,200, while the FHA limit for a single-family home is $472,030.

Use Lendersa®'s loan calculator to compare the current best rates between Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. This tool offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in the selection of the best option for your financial criteria in ID.

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2025 Loan Limits and Down Payment Requirements in Rigby, Jefferson, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 83442

Conventional and FHA Loan Options in Rigby, ID

The goal of Lendersa® is to secure the finest possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose from three different methods to align with available lenders and loan solutions.

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  • North Alabama Mortgage
  • 7501 Memorial Pkwy SW, Suite 100, Huntsville, AL, 35802
  • Since our beginning in 2006, North Alabama Mortgage has been helping people fulfill their dreams of becoming homeowners. We pride ourselves on finding the best loan at the lowest cost possible. All with a focus on personal, friendly service and making the loan process as quick and easy as possible to our clients.
  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403
  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.
  • MaggieMae
  • 511 Energy Center Dr, Suite 702, Northport, AL, 35473
  • MaggieMae is a division of Consumer First Mortgage, Inc. (CFM), a privately held residential mortgage lending corporation based in Tuscaloosa, Alabama. CFM was founded in 2000, and we hold national lending and underwriting approvals from the Federal Housing Authority (FHA), the Department of Veterans Affairs (VA),
  • Fidelity Federal Savings and Loan Association of Delaware
  • 60 North Sandusky St, Delaware, OH, 43015
  • Fidelity Federal we offer personal loan service from origination to payoff. All loans closed locally! Our loan officers originate, underwrite and close your loan. Your conventional loan is then serviced by us until paid in full. You’ll never have to talk to a phone center about your home loan concerns.
  • Ohio HealthCare Federal Credit Union
  • 3955 W Dublin Granville Road, Dublin, OH, 43017
  • Ohio HealthCare was chartered in 1973, to serve the financial needs of Riverside Methodist Hospital employees in Columbus. For years, the credit union operated out of a small office in the basement of the hospital. Eventually, RMH evolved into OhioHealth and also incorporated Grant Medical Center.
  • First National Bancorp LLC
  • 6371 Riverside Drive, Suite 1600, Dublin, OH, 43017
  • Our emphasis on people, pricing, process and product, has created a customer experience second to none in the mortgage industry. In many cases we have closed loans in 10 days or less. With First National Bancorp you can do an entire mortgage from application to closing without leaving your family room.
  • Quick App Mortgage LLC
  • 4248 Tuller Rd, Suite 106, Dublin, OH, 43017
  • Quick App Mortgage LLC Based in Dublin, Ohio and with origination experience of over 1000 loans, we know what programs are best suited for our clients. We are familiar with virtually all home loan types from FHA to Conforming and VA to Jumbo.Conventional 1st Time Home Buyer, Fannie Mae – as little as 3% down and more.
  • Stratton Mortgage, LLC
  • 6221 Riverside Dr, Suite 1, Dublin, OH, 43017
  • Stratton Mortgage, LLC full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
  • BMI Federal Credit Union
  • 6165 Emerald Parkway, Dublin, OH, 43016
  • BMI Federal Credit Union is a not-for-profit financial cooperative owned by its members. The mission of BMI FCU is to improve the financial lives of our members. We provide high quality financial services and products that are competitive, convenient, and responsive to member needs.