FHA VS Conventional loan programs in 2025 for Rigby, Jefferson County, Idaho

In 2025, Convetional loan limit in Rigby, county of Jefferson, ID is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ID is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rigby, county of Jefferson, ID

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 83442

Conventional and FHA loan options in Rigby, ID

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • JP Mortgage Lending
  • 422 Allegheny Street, Hollidaysburg, PA, 16648
  • Our company is based on the belief that our customers’ needs and those of their family are of the utmost importance. Our entire team is committed to meeting those needs. As a result, over 80 percent of our business is from repeat customers and referrals. We value our Past Clients, Realtor, Builder and Financial Planner relationships.
  • Wellington Mortgage
  • 1103 N. Juniata St., Hollidaysburg, PA, 16648
  • We are a team focused on supporting our borrowers to the best of our ability. We make sure to listen intently and answer all of your questions as we guide you through the process of buying a home. Reach out to our dedicated team today. Wellington Mortgage is the most efficient and simplest way to manage buying a home.
  • Snare & Associates Mortgage Services, LLC
  • 110 Jefferson Street, Suite 101, Hollidaysburg, PA, 16648
  • Snare & Associates Mortgage Services, LLC works to move each of our clients into the home of their dreams. Homebuyers all throughout Pennsylvania, who are unsure where to start or where to find the best loans will appreciate our Free, Quick, and Easy application process and competitive rates.
  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. “When I bought my first house, I realized how confusing the mortgage process could be."
  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Summit Center
  • 300 North Main Street, Moorefield, WV, 26836
  • Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
  • The Geo. D. Warthen Bank
  • 216 N. Harris St., Sandersville, GA, 31082
  • Shortly after returning from the Civil War, Mr. Geo. D. Warthen entered the mercantile business in partnership with Jeff A. Irwin, Sr. and began business in a building on West Haynes St. (Present location of The Hair Force). In 1871, a rear corner of the building was partitioned off
  • Canandaigua Federal Credit Union
  • 3210 Eastern Boulevard, Canandaigua, NY, 14424
  • Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • Calhoun Liberty Employees Credit Union
  • 17394 NW Charlie Johns Street, Blountstown, FL, 32424
  • Calhoun Liberty Employees Credit Union provides all the benefits of a member owned financial institution to anyone who lives or works in Calhoun or Liberty Counties. And if you qualify then so do immediate members of your family. Calhoun Liberty Employees Credit Union is a full-service co-operative financial institution.
  • First National Bank of GA
  • 819 E Shotwell St, Bainbridge, GA, 39819
  • First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.