FHA VS Conventional loan in Kellogg, Shoshone County, Idaho

In 2026, the Conventional loan limit for Kellogg in the county of Shoshone, ID, is $726,200, while the FHA limit for a single-family home is $472,030.

With Lendersa®'s Conventional loan calculator, compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents Conventional, USDA, FHA, VA loans side by side, helping you select the best option for your financial situation in ID.

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2026 Loan limits and downpayment requirements in Kellogg, Shoshone, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $356,300 0%
FHA $472,030 3.5%

The comparison table is valid for these zip codes: 83837

Conventional and FHA loan options available in Kellogg, ID

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan quickly and without stress. Choose one of three options to find matching lenders and loan programs.

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Kellogg Lenders

  • Mountain West Bank
  • 101 Ironwood Dr, Suite 210, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Mountain West Bank officially opened at the corner of Government Way and Ironwood Drive in Coeur d’Alene, Idaho. Today, the bank that originally operated from inside a trailer now serves Idaho and Washington. Since its founding days, Mountain West Bank has been dedicated to the mission of providing customers with Legendary Customer Service.

  • All American Liberty Mortgage Inc
  • 315 East Indiana Avenue, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Our resourceful and skilled team at All American Liberty Mortgage is eager to help you reach your dreams. We are locally owed and operated and are happy to assist you with your home financing needs. Give us a call and stop by and see our historic building and what terrific loan products we have to offer.

  • YES MORTGAGE
  • 2426 N Merritt Creek Loop, Suite A, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • YES MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Lake City Mortgage
  • 1875 N Lakewood Dr, Suite 102, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • At Lake City Mortgage, our mission is to set a high standard in the mortgage industry of Spokane. We are committed to quality customer service - putting the people in Washington and Idaho we serve first. Our goal is to carefully guide you through the real estate loan process, so that you can confidently select the best mortgage for you.

  • Lake City Servicing
  • 701 E Front Ave, Coeur D Alene, ID, 83814
  • Lends in Idaho
  • Lake City Servicing understands the importance of having a servicing company you can count on to maintain your loan accounts. Whether you are a Hard Money Lender, a Lender with a small portfolio of loans, a seller that has a seller carry-back note, or a manager of a mortgage loan pool, our goal is to provide you with thorough.

  • St. Joe Valley Credit Union
  • 129 S 9th Street, Saint Maries, ID, 83861
  • Lends in Idaho
  • This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.

    We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,