FHA VS Conventional loan programs in 2025 for Coeur-d'Alene, Kootenai County, Idaho
In the year 2025, the conventional loan limit set for Coeur-d'Alene within Kootenai, ID is $647,200. Meanwhile, the FHA loan cap for a single-family house is $483,000.
Lendersa® provides a Conventional loan calculator to assess and compare today's Conventional, FHA, and USDA rates. Determine required income, credit, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, so you can choose the best program for your financial scenario in ID.
Loan limits and downpayment requirements for 2025 in Coeur-d'Alene, Kootenai, ID
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$350,000
0%
FHA
$483,000
3.5%
These figures are applicable to the following zip codes: 83815, 83814, 83816
Available Conventional and FHA loans in Coeur-d'Alene, ID
Lendersa® aims to secure fast and hassle-free loan options for Conventional, USDA, or FHA types. Start with one of three pathways to find matching lenders and loan programs.
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