FHA VS Conventional loan programs in 2025 for Coeur-d'Alene, Kootenai County, Idaho

In the year 2025, the conventional loan limit set for Coeur-d'Alene within Kootenai, ID is $647,200. Meanwhile, the FHA loan cap for a single-family house is $483,000.

Lendersa® provides a Conventional loan calculator to assess and compare today's Conventional, FHA, and USDA rates. Determine required income, credit, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, so you can choose the best program for your financial scenario in ID.

Explore loan offers from a network of 100 lenders

Loan limits and downpayment requirements for 2025 in Coeur-d'Alene, Kootenai, ID

Type of Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $350,000 0%
FHA $483,000 3.5%

These figures are applicable to the following zip codes: 83815, 83814, 83816

Available Conventional and FHA loans in Coeur-d'Alene, ID

Lendersa® aims to secure fast and hassle-free loan options for Conventional, USDA, or FHA types. Start with one of three pathways to find matching lenders and loan programs.

Lendersa USDA loan request and match results


  • Meridian Capital Group
  • 5115 Maryland Way, Brentwood, TN, 37027
  • "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
  • Wellspring Credit Union
  • 150 E Roundbunch Road, Bridge City, TX, 77611
  • At Wellspring Credit Union, we strive to create an experience you will remember. Our goal is to provide members with exceptional financial service each and every time they visit. Wellspring Credit Union is a not-for-profit financial cooperative. This means when you become a member of the credit union, you become a shareholder.
  • Cash Mortgage Services
  • 7016 Williams Drive, Galveston, TX, 77551
  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
  • Liberty Savings Bank
  • 3435 Airborne Rd, Suite B, Wilmington, OH, 45177
  • Liberty Savings Bank, F.S.B., was founded in 1889 in Highland County, Ohio, when a group of businessmen pooled their funds to create the Lynchburg Building and Loan Association. The Association was formed to help meet the community’s demand for home ownership, and over the years several business mergers helped to strengthen this small, rural bank.
  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
  • Bank of Okolona
  • 227 West Main Street, Okolona, MS, 38860
  • The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.