FHA VS Conventional loan programs in Coeur-d'Alene, Kootenai County, Idaho
In the year 2025, the conventional loan limit set for Coeur-d'Alene within Kootenai, ID is $647,200. Meanwhile, the FHA loan cap for a single-family house is $483,000.
Lendersa® provides a Conventional loan calculator to assess and compare today's Conventional, FHA, and USDA rates. Determine required income, credit, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, so you can choose the best program for your financial scenario in ID.
Loan limits and downpayment requirements for 2025 in Coeur-d'Alene, Kootenai, ID
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$350,000
0%
FHA
$483,000
3.5%
These figures are applicable to the following zip codes: 83815, 83814, 83816
Available Conventional and FHA loans in Coeur-d'Alene, ID
Lendersa® aims to secure fast and hassle-free loan options for Conventional, USDA, or FHA types. Start with one of three pathways to find matching lenders and loan programs.
With more than 2,100 members and assets over $50 million, Dow Great Western Credit Union has been providing our members with a variety of financial services for more than 83 years!
We have the distinct honor of serving our community since 1938. In 1938 the Dow Chemical Company purchased the Great Western Electro Chemical Company in Pittsburg,
For fifty years, BAC Community Bank, formerly known as Bank of Agriculture & Commerce (BAC) and ECC Bank a Division of Bank of Agriculture & Commerce (ECC), has provided comprehensive financial and banking services to three counties contiguous to the Delta. These include Contra Costa, San Joaquin and Stanislaus Counties.
Delta Schools FCU is a home grown credit union serving the financial needs of the Delta community. Part of our long term plan is to give back and support the community. If you are looking for a bank with the same values look no further. credit union serving the financial needs of the Delta community. Part of our long term plan
Empire Lending Group's mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Security First Bank of North Dakota is a locally operated, family owned community bank. We have four main banking offices, which are located in Center, New Salem, Mandan and Bismarck. We also have a part time office in Almont. Security First Bank of North Dakota was founded by local, Morton County folks in New Salem.
Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
