FHA VS Conventional loan programs in Rathdrum, Kootenai County, Idaho
In 2025, the conventional loan limit for Rathdrum in Kootenai county, ID, is $726,200, while the FHA limit for a single-family home is $572,700.
Apply the Lendersa® Conventional loan calculator to assess the best rates available today among Conventional, FHA, and USDA loans. It aids in identifying the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the optimal program in ID for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Rathdrum, Kootenai, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$388,700
0%
FHA
$572,700
3.5%
Applicable to zip codes: 83858
Exploring Conventional and FHA Loan Options in Rathdrum, ID
The aim of Lendersa® is to efficiently connect you with the finest possible Conventional, USDA, or FHA loans without hassle. Choose one of three paths to match with lenders and loan programs.
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