Explore the differences! FHA VS Conventional loan programs in Rathdrum, Kootenai County, Idaho
In 2025, the conventional loan limit for Rathdrum in Kootenai county, ID, is $726,200, while the FHA limit for a single-family home is $572,700.
Apply the Lendersa® Conventional loan calculator to assess the best rates available today among Conventional, FHA, and USDA loans. It aids in identifying the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining the optimal program in ID for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Rathdrum, Kootenai, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$388,700
0%
FHA
$572,700
3.5%
Applicable to zip codes: 83858
Exploring Conventional and FHA Loan Options in Rathdrum, ID
The aim of Lendersa® is to efficiently connect you with the finest possible Conventional, USDA, or FHA loans without hassle. Choose one of three paths to match with lenders and loan programs.
Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
"To provide alternative loan solutions to investors who have been turned down by other banks/lenders.
We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
