Explore the differences! FHA VS Conventional loan programs in Hayden, Kootenai County, Idaho

In 2025, Convetional loan limit in Hayden, county of Kootenai, ID is $726,200 while FHA limit is $572,700 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ID is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hayden, county of Kootenai, ID

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $388,700 0%
FHA $572,700 3.5%

The comparison table applies to zip codes: 83835

Conventional and FHA loan options in Hayden, ID

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Houston Metropolitan Federal Credit Union
  • 608 East Tidwell Road, Houston, TX, 77022
  • Since 1945, Houston Metropolitan Federal Credit Union has provided the finest in financial services to the present, former, and retired employees of our sponsor companies. Once you join the Credit Union your immediate family is eligible to join the Credit Union. Our policy is “Once a Member Always a Member” even if you change jobs
  • Union Fidelity Federal Credit Union
  • 1415 North Loop West, Suite 110, Houston, TX, 77008
  • Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible. The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
  • NuHome Group LLC
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
  • Preferred Home Lending
  • 418 W 19th St, Suite 847, Houston, TX, 77008
  • Preferred Home Lending’s team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • NuHome Group llc
  • 1445 N Loop West, Suite 105, Houston, TX, 77008
  • NuHome Group we aim to be the best in the industry. By “Best” we are not looking to be the biggest but we are striving to be the best in quality. By providing best service in the industry we will provide you with the communication you expect and exceeding our clients service expectations closing on time and many times closing your loan.
  • Blink Lending LLC
  • 603 W 11th St., Houston, TX, 77008
  • Blink Lending offers the same Conventional & VA Loans the big banks do, along with Private Money Loans for Real Estate Investors. When considering purchasing a home, you’ll likely have questions. Whether about which loan type is best for you, what is PMI and when is it required, what is an appraisal and why is it necessary
  • First Imperial Mortgage
  • 927 Studewood, Suite 200, Houston, TX, 77008
  • First Imperial Mortgage we have an unparalleled passion for excellence and integrity. As an exclusively referral-based company, we stake our livelihoods on our quality of service and the relationships we make with our clients and referral partners. It is imperative that our service far exceeds our competitors’
  • Texas Loan Star, Inc.
  • 2233 Yale Street, Houston, TX, 77008
  • "Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team. As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans
  • Millstream Area Credit Union
  • 1650 Fostoria Ave, Findlay, OH, 45840
  • Millstream Area Credit Union was organized for the union employees of Cooper Tire & Rubber Company in Findlay, Ohio. It included their wives, husbands, parents, widows and widowers of members in good standing at the time of their death, and dependent children residing in the same household.