FHA VS Conventional loan in Post-Falls, Kootenai County, Idaho
For the year 2025, the limit for conventional loans in Post-Falls, located in the county of Kootenai, ID, is $647,200, whereas for a single-family home, the FHA limit is set at $483,000.
Try using the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine income, credit needs, reserves, and documents required for qualification. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program in ID for your financial needs.
Loan Limits & Down Payment Requirements in Post-Falls, Kootenai, ID for 2025
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$350,000
0%
FHA
$483,000
3.5%
This table is applicable for the following zip codes: 83854, 83877
Exploring Conventional and FHA Loan Options in Post-Falls, ID
Lendersa® aims to deliver the ideal Conventional, USDA, or FHA loan swiftly and with minimal hassle. You can choose one of three ways to easily connect with matching lenders and suitable loan programs.
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