FHA VS Conventional loan programs in Post-Falls, Kootenai County, Idaho
For the year 2025, the limit for conventional loans in Post-Falls, located in the county of Kootenai, ID, is $647,200, whereas for a single-family home, the FHA limit is set at $483,000.
Try using the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine income, credit needs, reserves, and documents required for qualification. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide the most suitable program in ID for your financial needs.
Loan Limits & Down Payment Requirements in Post-Falls, Kootenai, ID for 2025
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$350,000
0%
FHA
$483,000
3.5%
This table is applicable for the following zip codes: 83854, 83877
Exploring Conventional and FHA Loan Options in Post-Falls, ID
Lendersa® aims to deliver the ideal Conventional, USDA, or FHA loan swiftly and with minimal hassle. You can choose one of three ways to easily connect with matching lenders and suitable loan programs.
1172 Murphy Avenue, Suite 234, San Jose, CA, 95131
We are an independent mortgage brokerage established in 2009, over the last 10 years, we have successfully partnered with 50+ premium wholesale lenders nationwide to offer my clients not only the best loan products with lowest rates but a stress-free lending experience for either a home purchase or refinance.
1590 Oakland Road, Suite B110, San Jose, CA, 95131
"Home buying" or "Refinancing" is such a significant investment, you want to be sure that the team you choose will help you make the wisest decision. If you want to feel confident that you are selecting the most financially beneficial mortgage product, getting the most competitive price, and receiving personalized attention and service.
5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
1630 Oakland Road, Suite A209, San Jose, CA, 95131
"GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California.
GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
At One Stop Shop Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
4701 Patrick Henry Drive, Building 16, Suite 100, Santa Clara, CA, 95054
ERATE® is a nationwide publisher of financial and interest rate information specifically targeted for use by the consumer.
ERATE began as a prime-only mortgage brokerage and transitioned into a consumer resource site with the primary goal of helping consumers educate and protect themselves.
3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026
Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.