FHA VS Conventional loan programs in Soda-Springs, Caribou County, Idaho

For the year 2026, the conventional loan limit in Soda-Springs, within the county of Caribou, ID is set at $647,200. In contrast, the FHA loan cap for a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate current best rates across Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents you need to qualify. Our advanced mortgage tool compares Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the ideal program in ID for your finances.

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Loan limits and down payment requirements for 2026 in Soda-Springs, Caribou, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison is valid for these zip codes: 83276

Options for Conventional and FHA loans in Soda-Springs, ID

The aim of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose among three starting paths leading to lender matches and loan programs.

Lendersa USDA loan requests and results


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