FHA VS Conventional loan in Soda-Springs, Caribou County, Idaho

For the year 2025, the conventional loan limit in Soda-Springs, within the county of Caribou, ID is set at $647,200. In contrast, the FHA loan cap for a single-family home is $420,680.

Employ the Lendersa® Conventional loan calculator to evaluate current best rates across Conventional, FHA, and USDA loans, and understand the income, credit, reserves, and documents you need to qualify. Our advanced mortgage tool compares Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in choosing the ideal program in ID for your finances.

Compare offers from 100 lenders

Loan limits and down payment requirements for 2025 in Soda-Springs, Caribou, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison is valid for these zip codes: 83276

Options for Conventional and FHA loans in Soda-Springs, ID

The aim of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose among three starting paths leading to lender matches and loan programs.

Lendersa USDA loan requests and results


  • Custom Lending Group
  • 1700 Soscol Avenue, Suite 22, Napa, CA, 94559
  • "We are mortgage lenders that have been in the Napa area for 28 years and are true mortgage brokers. This means that unlike bankers who follow the specific product guidelines of one entity, we are able to work with many different investor lenders on your behalf which allows us to match your needs with the perfect lender and most desirable rate."
  • impacthom
  • 1801 Oakland Blvd, Suite 315, Walnut Creek, CA, 94596
  • Impact Home Loans Inc. dba Easy Low Rate is licensed by "CA Department Real Estate. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits Jess Kalra Co-Founder, Executive Vice President
  • Bullplace Inc.
  • 1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
  • Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.
  • MetroCity Capital Group
  • 1990 N California Blvd, 8th Floor, Walnut Creek, CA, 94596
  • MetroCity Realty & MetroCity Capital Group is proud to be the leader in the real estate market in California, practicing an age old but timeless real estate practice in the market. We utilize in-depth understanding of the market you're looking at, and we go beyond traditional real estate agency scopes and evaluate the value of your home.
  • Bay Mountain Mortgage
  • 1200 Mount Diablo Boulevard, Suite 210, Walnut Creek, CA, 94596
  • We are here to serve you as the premiere Brokerage for Real Estate Financing and sales in one place. Established in Walnut Creek, CA in 1994, Bay Mountain provides Financing and Real Estate services throughout California, specializing in the unique San Francisco Bay Area market and financing services throughout the State of Colorado.
  • Easy Low Rate
  • 1801 Oakland Boulevard, Suite 315, Walnut Creek, CA, 94596
  • While the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service, from our sales team.
  • Black Diamond Loans Inc.
  • 1990 N. California Blvd, Suite 20, Walnut Creek, CA, 94596
  • We specialize in various types of residential real estate financing designed to complete your transaction with ease. We offer loans to assist with the purchase or refinance of your real estate transaction and also A single-family home or other property, multi-family home (up to 4 units), condo, town home, planned unit development.
  • JVM Lending
  • 1850 Mt Diablo Blvd, Suite 140, Walnut Creek, CA, 94596
  • JVM Lending is a local mortgage lender providing home loan services to clients in California, Texas, Arizona, and Nevada. We've revolutionized the homebuying process to make it as fast, easy, and seamless as possible for our clients, resulting in thousands of happy homeowners over the last 10+ years. Our team of highly-trained
  • Semper Home Loans, Inc
  • 1299 Newell Hill Pl - Suite 101, Walnut Creek, CA, 94596
  • Semper Home Loans provides potential home buyers across demographics, generations, and income brackets with affordable rates and educational resources that are packaged in an intuitively streamlined process. Semper achieves this by omitting extraneous steps in the application process to get you preapproved faster than any other mortgage company.
  • Preferred Mortgage Advisors, Inc.
  • 1261 Locust #229, Walnut Creek, CA, 94596
  • Preferred Mortgage Advisors.As a team of seasoned mortgage professionals, we provide accurate mortgage options, details and costs so you can make a smart mortgage decision for your personal situation and You will receive multiple mortgage options to consider and we take the time to review the pros
  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you desire with the best loan options and most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."