Explore the differences! FHA VS Conventional loan programs in Rock-Falls, Whiteside County, Illinois

During the year 2025, the limit for a conventional loan in Rock-Falls, located in Whiteside county, IL, is set at $647,200. Meanwhile, the limit for FHA loans reaches $420,680 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans. Determine the required income, credit scores, reserves, and documents necessary for qualification. Our state-of-the-art mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, offering assistance in choosing the most suitable program for your financial needs in IL.

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Details on 2025 Loan Limits and Down Payment Requirements in Rock-Falls, Whiteside, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 61071

Discover Your Conventional and FHA Loan Options in Rock-Falls, IL

Lendersa® is committed to helping you secure the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Choose any of the three available starting points to be matched with lenders and loan programs suitable for your needs.

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