Conventional Vs. FHA Lending requirements Eldorado, IL in 2025

As of 2025, the limit for Conventional loans in Eldorado, located in the county of Saline, IL, is $726,200. On the other hand, the FHA limit for a single-family house stands at $472,030.

Explore the Lendersa® Conventional loan calculator to juxtapose today's best rates among Conventional, FHA, and USDA loans. Evaluate your qualifications including required income, credit score, reserves, and documentation. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA options side by side to select the program in IL that ideally suits your financial scenario.

Explore Conventional and FHA loan choices in Eldorado, IL

The objective of Lendersa® is to secure you the top Conventional, USDA, or FHA loan, swiftly and easily. Opt from three starting points that align you with matching lenders and loan plans.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$726,200	3%
USDA	$336,500	0%
FHA	$472,030	3.5%

Explore Lendersa's USDA loan request results and matcher

(248) 364-4708 Lender's profile and map Reviews Oakland University Credit Union 2200 N Squirrel Rd, Rochester, MI, 48309 MSUFCU was established 84 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members - ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security.
(586) 292-1347 Lender's profile and map Reviews Lucrative Home Loans Inc 2490 Walton Boulevard, Suite 101, Rochester, MI, 48309 Lucrative Home Loans, Inc. understands that buying a home is more than just a transaction: it’s a life-changing experience. We are committed to getting every client the very best rate and loan every single time. Becoming a one-stop-shop and personalized service for our clients’ convenience, was essential to our many years of success.
(248) 318-2394 Lender's profile and map Reviews Gem Home Loans LLC 1675 West Hamlin Road, Rochester, MI, 48309 Gem Home Loans is a client-focused lender made up of experienced professionals. We have made the choice to step away from the impersonal big-box banks and in your face marketing machines. We prefer working one-on-one with clients in building customized financial solutions. The person you contact will be the person who you work with throughout.
(586) 775-5000 Lender's profile and map Reviews First State Bank (Michigan) 24300 Little Mack, Saint Clair Shores, MI, 48080 First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
(800) 910-9480 Lender's profile and map Reviews Premier Mortgage Consultants LTD 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107 As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
(918) 469-3337 Lender's profile and map Reviews The Farmers State Bank 1101 West Main Street, Quinton, OK, 74561 The Farmers State Bank, the second bank established in Quinton, opened for business on April 7, 1908. A small wood frame building provided temporary facilities for the bank at that time. In 1929, stockholders purchased The First National Bank of Quinton and Kinta State Bank, consolidating assets under the state charter of Farmers State Bank.
(440) 887-3800 Lender's profile and map Reviews Wiremen's Credit Union 5800 State Road, Parma, OH, 44134 The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
(216) 621-4644 Lender's profile and map Reviews Firefighters Community Credit Union \| FFCCU 1222 W. Pleasant Valley Rd, Parma, OH, 44134 Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
(334) 566-4000 Lender's profile and map Reviews Troy Bank & Trust 1000 Hwy 231 South, Troy, AL, 36081 Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
(586) 944-3608 Lender's profile and map Reviews Hassarloans 12315 E 14 Mile Rd, Sterling Heights, MI, 48312 Our mission is to serve all customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients with more options while providing them with the lowest interest rates and closing costs. Everyone can obtain Mortgage financing whether you have the best or worst credit situations.