FHA VS Conventional loan programs in 2025 for Harrisburg, Saline County, Illinois

In 2025, the Conventional loan limit for Harrisburg, located in Saline county, IL, is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to contrast today’s best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program for your financial circumstances in IL.

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2025 Loan Limits and Down Payment Requirements in Harrisburg, Saline County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 62946

Options for Conventional and FHA Loans in Harrisburg, IL

The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Choose one of three starting options to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • Tennessee Employees Credit Union
  • 220 French Landing Drive, Nashville, TN, 37228
  • Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Parthenon Federal Credit Union
  • 2204 Rosa L Parks Boulevard, Nashville, TN, 37228
  • Parthenon Federal Credit Union was chartered in 1942 to serve the employees and families of the United Methodist Publishing House. Today, Parthenon Federal Credit Union has a community charter to service anyone (and their families) who works, lives or worships in the Nashville metro center area where we are located.
  • Affordable Housing Resources
  • 50 Vantage Way, Suite 107, Nashville, TN, 37228
  • Affordable Housing Resources, Inc. (AHR) is a non-profit organization whose mission is to create affordable housing & strong neighborhoods. For over 30 years, AHR has been laying a foundation for successful homeownership for Middle Tennessee’s workforce. AHR is committed to providing homeownership opportunities for low-to moderate-income families
  • VOULUNTEER MORTGAGE GROUP
  • 1 Vantage Way, Suite E240, Nashville, TN, 37228
  • Volunteer mortgage Group are a located in Nashville, TN. We are licensed in TN, MO, AL, FL, IL, SC, VA, CA, WI, IN, and GA. We specialize in home purchase, home refinance, Reverse Mortgages, First Time Home Buyer programs. Our goal is to offer the best rates and lowest mortgage payments in minutes.
  • Abound Credit Union
  • PO Box 900, Radcliff, KY, 40159
  • Abound Credit Union Headquartered in Radcliff, Kentucky, we are 17 branches strong and offer smart banking solutions to over 100, 000 members throughout Central Kentucky. We are the largest Kentucky based credit union and believe that together we can make more possible. If you are looking for more in life, and a bank, we’re here for you. Together w
  • Community Bank TN
  • 19 Natchez Trace Drive, Lexington, TN, 38351
  • Headquartered in Lexington, Tennessee, we are locally owned and managed. We have three full service branches, two in Lexington and one in Jackson, Tennessee. Community Bank associates are plugged in, serving our communities in just about every volunteer and service organization in our markets.
  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought. We are here to help you create a plan to pay for senior living.
  • 1st American Mortgage
  • 1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
  • Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.