FHA VS Conventional loan programs in 2025 for Gillespie, Macoupin County, Illinois

In 2025, Convetional loan limit in Gillespie, county of Macoupin, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Gillespie, county of Macoupin, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 62033

Conventional and FHA loan options in Gillespie, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Home Loan Enterprise
  • 5151 California Ave, Suite 100, Irvine, CA, 92617
  • Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
  • Kertin Mortgage Group
  • 5151 California Avenue, Suite 100, Irvine, CA, 92617
  • We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
  • California Loan Source
  • 4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
  • The California Loan Source, you will be served by professional real estate financing professionals who are dedicated to help you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages. Whatever you need, we will
  • OGI Mortgage Bankers
  • 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
  • Founded in 2009, ONY GLO, Inc. dba. OGI Mortgage Bankers is an independent, full-service, residential mortgage Banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
  • Residential Lending Solutions Co.
  • 4 Hutton Centre Dr, Suite 500, Santa Ana, CA, 92707
  • Residential Lending Solutions employs professional real estate financing professionals who are dedicated to helping you achieve success in getting your loans. We offer a wide range of home loan options that you can choose; from traditional home loans to buyer specialty loans, VA loans and even reverse mortgages.
  • Capitalend Home Loans
  • 6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
  • Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
  • Kind Lending, LLC
  • 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
  • "At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department. We continue to grow rapidly and have several open positions to fill."
  • OnY Glo, Inc., Las Vegas, NV Branch
  • 6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
  • LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
  • Smart Choice Realty & Mortgage Finance Inc
  • 15 Macarthur Pl, Santa Ana, CA, 92707
  • We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.