FHA VS Conventional loan programs in 2025 for Litchfield, Montgomery County, Illinois
In 2025, the conventional loan limit in Litchfield, situated in Montgomery, IL, is set at $726,200. Meanwhile, the FHA limit for a single-family home has been established at $472,030, providing a robust option for homebuyers.
The Lendersa® Conventional loan calculator is designed to enable users to evaluate today's top rates among Conventional, FHA, and USDA loans. This cutting-edge calculator reveals the necessary income, credit scores, reserves, and documents to facilitate smooth qualification. With the advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options together, helping you confidently choose the best program in IL tailored to your financial circumstances.
Comprehensive Overview of 2025 Loan Limits and Down Payment Criteria in Litchfield, Part of Montgomery County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA Rural Development Loan
$336,500
0%
FHA Insured Loan
$472,030
3.5%
This table is pertinent to the following zip codes: 62056, 62015
Navigating Conventional and FHA Loan Opportunities in Litchfield, IL
At Lendersa®, the aim is to quickly and effectively provide access to the most advantageous Conventional, USDA, or FHA loans, ensuring a hassle-free experience. You can choose from three distinct starting points, designed to align you with matching lenders and suitable loan programs efficiently.
4482 Barranca Parkway, Suite 123, Irvine, CA, 92604
Super Rate Inc is a California mortgage firm, founded on 2007 and with a team of highly knowledgeable agents committed to providing the highest quality of mortgage loan service. and Through years of serving loan business for customers, we found out there is something deeper than making money.
Home Connect, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.
Showcase Agency is a real estate and home loan company serving OC, LA, Riverside, San Bernardino and North San Diego counties. We help our clients buy and sell homes, and get home financing. After closing, we help our clients navigate their personal homeownership journey. We donate $150 to Operation Underground Railroad for every real estate
A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Nakoma Mortgage Company was founded on one principle. “Say what you mean then do what you say.” In the Chippewa language, Nakoma means “I do as I promise.”
Company
We have spent almost two decades giving our customers usable knowledge of the mortgage loan process. Providing expert advice based on the goals of our clients
Headquartered in Lewisville, TX, Stearns Lending, LLC and its affiliated entities have provided 30 years of mortgage lending services throughout the United States where licenses are held. Stearns’ business channels include wholesale, retail, joint venture, and financial institution groups.
OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.
OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
