Conventional Loans Vs FHA in Staunton, IL [in 2026]

In 2026, the conventional loan limit set for a single-family home in Staunton, within Macoupin county, IL, is $726,200. The FHA loan limit, on the other hand, is $472,030.

To assess and compare the current rates of Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. This tool helps you gauge the necessary income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the optimal program for your financial circumstances in IL.

Available Conventional and FHA loan choices in Staunton, IL

Lendersa® is dedicated to promptly securing you the most suitable Conventional, USDA, or FHA loan with minimal hassle. You can choose from three distinct starting options that link you to lenders and loan programs.

Lendersa USDA loan inquiry and matching outcomes

Staunton Lenders
(217) 324-6161 Lender's profile and map LITCHFIELD NATIONAL BANK 316 N. State St., Litchfield, IL, 62056 Lends in Illinois Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.
(618) 650-3760 Lender's profile and map SIUe CREDIT UNION 1566 Lewis Road, Edwardsville, IL, 62025 Lends in Illinois SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
(800) 888-4728 Lender's profile and map Scott Credit Union 101 Credit Union Way, Edwardsville, IL, 62025 Lends in Illinois Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
(618) 692-1470 Lender's profile and map Mortgage Makers Mortgage Makers, Edwardsville, IL, 62025 Lends in Illinois Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(618) 659-8500 Lender's profile and map American Home Lending USA, LLC 230 S Buchanan St, Suite A, Edwardsville, IL, 62025 Lends in Illinois American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
(618) 254-0605 Lender's profile and map Midwest Members Credit Union 101 Wesley Drive, Wood River, IL, 62095 Lends in Illinois Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
(618) 462-7000 Lender's profile and map Liberty Bank 2403 Homer M Adams Pkwy, Alton, IL, 62002 Lends in Illinois Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
(618) 463-5700 Lender's profile and map Preferred Mortgage, Inc. 2375 C Homer Adams Pkwy, Alton, IL, 62002 Lends in Illinois At Preferred Mortgage, Inc., offers the best services in mortgage financing at the lowest cost to you. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound choices. As full-service mortgage brokers, we offer a wide range of loans from government (VA, FHA)
(217) 854-2674 Lender's profile and map CNB Bank & Trust 450 W. Side Square, Carlinville, IL, 62626 Lends in Illinois Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.