In 2025, the conventional loan limit set for a single-family home in Staunton, within Macoupin county, IL, is $726,200. The FHA loan limit, on the other hand, is $472,030.
To assess and compare the current rates of Conventional, FHA, and USDA loans, use the Lendersa® Conventional loan calculator. This tool helps you gauge the necessary income, credit score, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to choose the optimal program for your financial circumstances in IL.
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| Loan Category | Maximum Loan Amount | Down Payment Requirement |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparative table is applicable to the following zip codes: 62088
Lendersa® is dedicated to promptly securing you the most suitable Conventional, USDA, or FHA loan with minimal hassle. You can choose from three distinct starting options that link you to lenders and loan programs.
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