FHA VS Conventional loan in Harvard, McHenry County, Illinois
In 2025, for Harvard in the county of McHenry, IL, the Conventional loan limit is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess the best current rates among Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents required for approval. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program for your financial circumstances in IL.
2025 Loan Limits and Down Payment Requirements in Harvard, McHenry County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 60033
Conventional and FHA Loan Options in Harvard, IL
The mission of Lendersa® is to quickly secure you the most favorable Conventional, USDA, or FHA loan without hassle. Choose one of three starting pathways to connect with lenders and match with loan programs.
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2 West Washington Street, Suite 700, Greenville, SC, 29601
Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.
