FHA VS Conventional loan programs in Candlewick-Lake, Boone County, Illinois

In 2025, the Conventional loan limit in Candlewick-Lake, located in the county of Boone, IL, is identified as $647,200, whereas the FHA limit for a single-family home is noted as $420,680. These limits are crucial for potential homebuyers and those planning their financing strategies accordingly within these areas.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates across Conventional, FHA, and USDA loans. This tool assists in figuring out the income, creditworthiness, reserves, and documentation required to qualify. Through the advanced mortgage calculator, you can analyze Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to decide which program in IL best matches your unique financial needs.

Investigate loan offers from a varied pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Candlewick-Lake, Boone, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following ZIP codes: 61065

Conventional and FHA Loan Choices in Candlewick-Lake, IL

The mission of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan options swiftly and without hassle. Choose one of three available pathways to connect with appropriate lenders and tailored loan programs that meet your specific needs.

Review outcomes of Lendersa USDA loan requests


  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
  • SMC home finance
  • 717 Rosanne Drive, Suite One, Kinston, NC, 28504
  • SMC Home Finance was established in 1996 by Donald Fader after spending time in management roles with First American Savings and First South Bank. The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TrailNorth Federal Credit Union
  • 1178 NYS Route 9N, Ticonderoga, NY, 12883
  • TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.
  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.