FHA VS Conventional loan programs in 2025 for Candlewick-Lake, Boone County, Illinois

In 2025, the Conventional loan limit in Candlewick-Lake, located in the county of Boone, IL, is identified as $647,200, whereas the FHA limit for a single-family home is noted as $420,680. These limits are crucial for potential homebuyers and those planning their financing strategies accordingly within these areas.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates across Conventional, FHA, and USDA loans. This tool assists in figuring out the income, creditworthiness, reserves, and documentation required to qualify. Through the advanced mortgage calculator, you can analyze Conforming Conventional, USDA, FHA, and VA loans side by side, allowing you to decide which program in IL best matches your unique financial needs.

Investigate loan offers from a varied pool of 100 lenders

2025 Loan Limits and Down Payment Requirements in Candlewick-Lake, Boone, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following ZIP codes: 61065

Conventional and FHA Loan Choices in Candlewick-Lake, IL

The mission of Lendersa® is to provide you with the most favorable Conventional, USDA, or FHA loan options swiftly and without hassle. Choose one of three available pathways to connect with appropriate lenders and tailored loan programs that meet your specific needs.

Review outcomes of Lendersa USDA loan requests


  • CalShield Home Loans Inc
  • 3200 E Guasti Rd Ste 100, Ontario, CA, 91761
  • The goal of CalSHIELD Home Loans, through a philosophy of ethical lending principles, is to provide a safe haven for borrowers where fees and costs are firmly set and where rates are the best available in order to fully care for every need our clientele may have.Nicholas Wright is the owner of CalSHIELD Home Loans.
  • Golden Empire Mortgage
  • 3281 Guasti Rd, Ontario, CA, 91761
  • Golden Empire Mortgage a group of highly motivated and dedicated professionals that proudly provides their valued clients with the absolute best in financial advice,Our office has built a business model surrounding the concept of lending better in a market that is in need of better lenders
  • California Financial Center
  • 3200 East Guasti Road, Ontario, CA, 91761
  • California real estate and mortgage industries since 2001 and have successfully helped 100s of clients buy & finance their homes. Since the crash of the real estate market at the end of 2006 we've also had to adapt to the changing market helping many people successfully short sell their homes to avoid foreclosure
  • Ryder Mortgage Group
  • 41690 Ivy Street, Suite B, Murrieta, CA, 92562
  • At Ryder Mortgage Group we pride ourselves on our knowledge, professionalism, personal service, and competitive rates. We offer a diverse and comprehensive line of loan products to fit all of your mortgage needs. Integrity is the cornerstone of our business, and we believe a mortgage is about building relationships.
  • Freedom Mortgage
  • 41185 Golden Gate Circle, Suite 201, Murrieta, CA, 92562
  • Real Estate Finance is my Expertise. Mortgage Loans & Lending are my passion. I help clients on a Daily Basis obtain financing even if they have been told no in the past. I exhaust all avenues to obtain a Mortgage for my Clients. For Years I have put clients into homes that never thought it was possible with little or no $$ out of their pockets.
  • Larry Locke Pro-Funders Inc
  • 25096 Jefferson Avenue, Suite B-213, Murrieta, CA, 92562
  • Larry Locke, one of the best mortgage brokers in Murrieta, CA. I am completely committed to customer satisfaction. Larry Locke dedicated to giving his clients service that exceeds their expectations. Because of that dedication to excellence, nearly 100% of my clients are referrals from previous clients and real estate professionals.
  • PATRIOT PACIFIC FINANCIAL CORP
  • 38625 Calistoga Drive, Suite 200, Murrieta, CA, 92562
  • Patriot Pacific Financial Corp was 23 years in the making. Founder Charles Vamadeva, Broker and President, began in the mortgage industry in Oklahoma in the late 1990’s. Through years of learning proven ways to help more applicants become homeowners, Charles put together a Company that’s laser focused on Customer Service.
  • Brandon Roberts Group
  • 25240 Hancock Ave, Suite 300, Murrieta, CA, 92562
  • Brandon Roberts is a 16 year veteran of the mortgage and real estate industry who is certified as a Mortgage Planner through the CMPS Institute. He spends a great deal of time with each of his clients to develop a personal financial plan centered around the proper mortgage to meet their needs.