FHA VS Conventional loan programs in Jerseyville, Jersey County, Illinois

In the year 2025, the conventional loan limit in Jerseyville, Jersey county, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional Vs. FHA Vs. USDA loans. Check the income, credit, reserves, and documentation required to qualify. Our advanced calculator allows viewing of Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in IL fits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Jerseyville, Jersey, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 62052

Explore Conventional and FHA Loan Options in Jerseyville, IL

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Array Capital Investment Co., LLC
  • 1005 W Jefferson, Suite 305, Dallas, TX, 75208
  • Array Capital Investment Co, LLC. It is here to give you the right loan for your situation, whether you are looking for a loan of 30 or 15 years, we are your solution.We offer a conventional loan of 1% deposit offer many options to get rid of mortgage insurance and We teach you how to get a score higher credit approvals
  • Bosse Lending
  • 422 W 12th St, Dallas, TX, 75208
  • BOSSE Lending is a hard money lender, focused on real estate investment properties in Texas.In addition to lending, we are able to advise our clients on their investments throughout the process - acquisition, renovation and listing services.BOSSE Lending guarantees a one-time fee at closing.
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
  • Second Finance, Lc
  • 4484 South Marsalis Avenue, Dallas, TX, 75216
  • Second Finance, We are a Non Bank lender that can offer you more home loan products that banks just cannot begin to compete with.We can get you into your home fast. The Banks cannot help themselves. There has been a fundamental shift in regulations that took place in response to the housing crisis.
  • Proctor Holdings LLC
  • 1434 Elevado Drive, Dallas, TX, 75212
  • Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.
  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
  • Irving City Employees Federal Credit Union
  • 1408 W Pioneer Drive, Irving, TX, 75061
  • Irving City Employees Federal Credit Union (ICEFCU) is a member-owned and controlled financial cooperative that is dedicated to providing the best possible financial services to meet our member’s needs. Our goal is to always provide these services in an efficient and friendly manner.
  • Dynamic Mortgage Limited Liability Company
  • 1400 West Irving Boulevard, Suite 400C, Irving, TX, 75061
  • Sandra B Manglona President of Dynamic Mortgage LLC Another wizard from the financing world, Sandra B Manglona, has her awesome manner of telling things about herself without bragging too much; Our company offers are extend variety of Mortgage Products as follow: FHA Loans, Conventional, Conventional High Balance
  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.