FHA VS Conventional loan programs in 2026 for Jerseyville, Jersey County, Illinois

In the year 2026, the conventional loan limit in Jerseyville, Jersey county, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today's best rates for Conventional Vs. FHA Vs. USDA loans. Check the income, credit, reserves, and documentation required to qualify. Our advanced calculator allows viewing of Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in IL fits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Jerseyville, Jersey, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 62052

Explore Conventional and FHA Loan Options in Jerseyville, IL

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting points that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CARE Finance Group
  • 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630
  • At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.

  • Bentley Mortgage and Real Estate Services
  • 305 Natoma Street, Folsom, CA, 95630
  • Bentley Mortgage & Real Estate Services is a unique company that is changing the way people buy, sell, and finance their homes in the greater Sacramento area. Most of our consultants are both expert mortgage consultants and associated REALTORS. From loan pre-qualification to loan approval, from house hunting to contract negotiations.

  • Joe Alves, California Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.

  • Arnaz Financial Inc
  • 17485 Monterey Rd, Suite 106, Folsom, CA, 95630
  • My name is John Arnaz. I'm a Mortgage Broker with Arnaz Financial Inc, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. John brings his experience in wholesale, private banking and residential home loan lending. John takes great pride in successfully restructuring loans

  • Valley Funding Inc
  • 100 Iron Point Circle, Suite 150, Folsom, CA, 95630
  • Valley Funding, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at Valley Funding believe in working hard to get the job done.

  • Dara Delgado Home Loans
  • 101 Parkshore Dr, Suite 100, Folsom, CA, 95630
  • Dara Delgado founder of the company and also she Experience, service, a strong work ethic and a high level of expertise are the four pillars upon which Dara's business has thrived through all kinds of markets. When this is combined with her communication skills and positive attitude, it's easy to see why so many past clients.

  • Real Estate & Lending Solutions
  • 101 Parkshore Drive, Suite 100, Folsom, CA, 95630
  • Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs.

  • R and R Loans
  • 7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
  • We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Masters Team Mortgage
  • 785 Orchard Dr Suite 250, Folsom, CA, 95630
  • Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.

  • Reliance Home Loans - Evangeline Scott
  • 950 Glenn Drive, Suite 265, Folsom, CA, 95630
  • We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.