FHA VS Conventional loan programs in 2026 for Metropolis, Massac County, Illinois

In 2026, the conventional loan limit in Metropolis, situated in Massac county, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine your eligibility by evaluating income, credit, reserves, and necessary documentation. Our advanced mortgage calculator displays options—Conforming Conventional loans, USDA, FHA, VA—side by side, helping you decide which program in IL best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Metropolis, Massac County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 62960

Available Conventional and FHA Loan Options in Metropolis, IL

Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan options quickly and smoothly. Start with one of three approaches to find the lenders and loan programs that match your criteria.

Overview of Lendersa USDA loan request results


  • First Place Home Loans Inc.
  • 1740 West Katella, Suite B, Orange, CA, 92867
  • With a combined of over 25 year of mortgage lending experience make First Place Home Loans your number one Choice for all of your lending needs. Servicing one customer at a time with attention to detail and superior customer service is what we believe in at First Place Home Loans. Experience the difference with dedicated specialist

  • Upfront Home Loans
  • 1111 East Katella Avenue, Suite 210, Orange, IN, 92867
  • We specialize in providing mortgage lending FHA, VA, Conventional, Refinance, and New Purchase services. When you decide to buy a home or refinance a mortgage, its a big step. You can trust us to find the loan program thats best for you. Upfront Home Loans is extremely experienced in the mortgage process and has products and rates.

  • Business West Mortgage Company
  • 1421 N Wanda Road, Suite 120-V6, Orange, CA, 92867
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • McMillen Capital, LLC
  • 1215 N. Parker St, Orange, CA, 92867
  • McMillen Capital, LLC was formed in January 2007 by Jeff McMillen, our founder. Since then, McMillen Capital has had an increasing level of involvement in making hard money loans to real estate investors, developers, business owners and flippers. We take a strong stance on the direction we see real estate heading in Southern California.

  • Socalzone
  • 2351 Natchez Avenue, Placentia, CA, 92870
  • Socalzone was founded in January 2017 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout Southern California. echnology is a focal point in the day to day operations of Socalzone Home Loans. We utilize the latest systems and software to ensure a smooth borrower.

  • Crosswalk Mortgage, Inc
  • 377 E. Chapman Ave, Suite 200, Placentia, CA, 92870
  • Crosswalk Mortgage, Inc., our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide you a safe place to discuss home loans options with our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers.

  • Access Lending Solutions Inc.
  • 1407 Kliner Ln, Placentia, CA, 92870
  • Access Lending Solutions Inc. is a California based loan provider offering solutions to homeowners looking for an un-invasive and simple approach to mortgage planning. We take a consumer-centric approach to quoting that most loan providers reject. We require very limited, bare-bones criteria to quote.

  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo

  • Bydand Home Loans
  • 34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
  • Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.

  • Laguna Sierra Mortgage Group
  • 33971 Selva Road, Suite 120, Dana Point, CA, 92629
  • Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.