In 2026, the conventional loan limit in Metropolis, situated in Massac county, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine your eligibility by evaluating income, credit, reserves, and necessary documentation. Our advanced mortgage calculator displays options—Conforming Conventional loans, USDA, FHA, VA—side by side, helping you decide which program in IL best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
The table applies to zip codes: 62960
Lendersa® is committed to providing the best possible Conventional, USDA, or FHA loan options quickly and smoothly. Start with one of three approaches to find the lenders and loan programs that match your criteria.
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