Explore the differences! FHA VS Conventional loan programs in Springfield, Sangamon County, Illinois
In 2025, the conventional loan limit for Springfield, in the county of Sangamon, IL, has been set at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates in Conventional, FHA, and USDA loans, helping you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers you a side-by-side comparison view of Conforming Conventional, USDA, FHA, and VA loans, enabling you to make a well-informed decision about the best program tailored to your financial needs in IL.
Loan Limits and Downpayment Requirements for 2025 in Springfield, Sangamon, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 62711, 62712, 62702, 62703, 62701, 62707, 62704, 62705, 62706, 62715, 62716, 62719, 62722, 62726, 62736, 62739, 62756, 62757, 62761, 62762, 62763, 62764, 62765, 62766, 62767, 62769, 62776, 62777, 62781, 62786, 62796
Explore Conventional and FHA Loan Options in Springfield, IL
The goal of Lendersa® is to offer you the ideal Conventional, USDA, or FHA loan quickly and without stress. Choose from one of three starting options leading to suitable lenders and loan programs.
5502 North West Chapel Court, Port Saint Lucie, FL, 34986
The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
1860 Southwest Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
Jeff Register is a Mortgage Broker/Owner with Pelagic Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the Investor loan process. We have over 30 years of lending experience in addition to having extensive development, construction, and operational experience.
1860 SW Fountainview Blvd, Suite 100, Port Saint Lucie, FL, 34986
The Carefree Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7964 Saddlebrook Drive, Port Saint Lucie, FL, 34986
"Treasure Coast Mortgage, LLC. NMLS#1958977. Purchase, Refinance Mortgage Loans. FHA, VA, Fannie, Freddie, USDA, and Reverse. NMLS 208522. Independent Mortgage Broker.
Your local Florida Mortgage Lender in Port Saint Lucie. Call (772) 618-5058 today for great rates and fast closings!"
11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Partners Bank, formerly SIS Bank, was founded in 1933 and is headquartered in Sanford, Maine, with additional branch locations in Springvale, South Sanford, Limerick, Buxton, Waterboro, Wells and York, Maine, as well as Portsmouth and Rye, New Hampshire. Partners Bank, formerly SIS Bank, completed a rebrand in July 2019
Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
“At SellYouMoney, we’re your nationwide Non‑QM lender across 48 states—offering tailored financing for investment residential and commercial purchases, refinances, fix‑and‑flip rehabs, and even ground‑up construction. With asset‑based, interest‑only, and DSCR options—often up to 85–100% acquisition and rehab funding—we deliver fast, flexible soluti
6546 Selvitz Road Port, Port Saint Lucie, FL, 34983
Unified Mortgage LLC, where we specialize in residential mortgages. At Unified Mortgage LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
