FHA VS Conventional loan programs in Auburn, Sangamon County, Illinois

In the year 2025, the limit for a Conventional loan in Auburn, located in the county of Sangamon, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is designated as $472,030. Understanding these limits is essential for those looking to manage and plan their home financing effectively.

The Lendersa® Conventional loan calculator is designed to help you compare the top rates available today across Conventional, FHA, and USDA loans. This tool aids in determining the necessary income level, credit scoring, reserves, and documentation required for qualification. With our advanced mortgage tool, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options side-by-side, assisting you in choosing the best program in IL for your unique financial needs.

Browse loan offers from a diverse selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Auburn, Sangamon, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the specified ZIP codes: 62615

Explore Conventional and FHA Loan Options in Auburn, IL

Lendersa’s® mission is to facilitate your access to the most suitable Conventional, USDA, or FHA loan quickly and without complications. Start by selecting one of the three initial paths to connect with matching lenders and loan programs tailored to meet your distinct needs.

Evaluate the match results of Lendersa USDA loan requests


  • i3 Lending Inc.
  • 1900 Boothe Circle, Suite #100, Longwood, FL, 32750
  • i3 Lending is a leading provider of mortgage services. With our large network of lenders, we are able to offer our clients the most competitive rates on the market, unique loan programs, and specialty products. Our commitment to building strong client relationships through expert customer.
  • Mortgage Pro
  • 1980 Summit Drive, Dunedin, FL, 34698
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AdventHealth Credit Union
  • 351 S State Road 434, Suite 1009, Altamonte Springs, FL, 32714
  • Our mission statement is to empower members to achieve their financial goals. AdventHealth Credit Union is committed in its support to the mission of its sponsor, by providing employees/members with quality service. Our vision statement is to be a member friendly financial institution, adapting to our members needs.
  • Aid Home Loans Inc
  • 2450 N SR 434, Suite 2019, Altamonte Springs, FL, 32714
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Central Funding Inc
  • 237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
  • At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Lend Florida
  • 238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
  • Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.
  • Patriot Home Funding Inc.
  • 982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
  • The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
  • Fairway Independent Mortgage Corporation
  • 940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
  • At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
  • Secured Investment Lending
  • 483 Montgomery Place, Altamonte Springs, FL, 32714
  • Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
  • All Florida Home Loans
  • 17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
  • "All Florida Home Loans offers a wide range of mortgage options to meet your financial needs. Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity, or venturing into a commercial property, we're here to guide you all the way - drama free."