FHA VS Conventional loan in Auburn, Sangamon County, Illinois

In the year 2025, the limit for a Conventional loan in Auburn, located in the county of Sangamon, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is designated as $472,030. Understanding these limits is essential for those looking to manage and plan their home financing effectively.

The Lendersa® Conventional loan calculator is designed to help you compare the top rates available today across Conventional, FHA, and USDA loans. This tool aids in determining the necessary income level, credit scoring, reserves, and documentation required for qualification. With our advanced mortgage tool, you can compare Conforming Conventional loans alongside USDA, FHA, and VA options side-by-side, assisting you in choosing the best program in IL for your unique financial needs.

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2025 Loan Limits and Down Payment Requirements in Auburn, Sangamon, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the specified ZIP codes: 62615

Explore Conventional and FHA Loan Options in Auburn, IL

Lendersa’s® mission is to facilitate your access to the most suitable Conventional, USDA, or FHA loan quickly and without complications. Start by selecting one of the three initial paths to connect with matching lenders and loan programs tailored to meet your distinct needs.

Evaluate the match results of Lendersa USDA loan requests


  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
  • The Payne County Bank
  • 202 South Main Street, Perkins, OK, 74059
  • Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
  • Atlanta Family Mortgage LLC
  • 3058 Chelsea Lane, Suite 100, Acworth, GA, 30102
  • DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
  • Falcon National Bank
  • 183 Cedar Drive, Foley, MN, 56329
  • At Falcon National Bank we build long lasting Relationships with our customers, our communities, and our colleagues. With the highest level of Integrity, we provide trusted Solutions and exceptional Service to deliver the very best banking experience. We pride ourselves on our fast and reliable Execution.
  • Ohio Valley Community Federal Credit Union
  • 52775 Boston Hill Road, Hannibal, OH, 43931
  • Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
  • Long Reach Federal Credit Union
  • 315 Main Street, Middlebourne, WV, 26149
  • Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
  • Union Bank, Inc.
  • 103 Dodd St., Middlebourne, WV, 26149
  • Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
  • AAA MORTGAGE SOLUTIONS, LLC
  • 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • The First Mortgage Group LLC
  • 2230 Towne Lake Parkway, Woodstock, GA, 30189
  • First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
  • Credit Union of Georgia
  • PO Box 788, Acworth, GA, 30101
  • At Credit Union of Georgia, we are all about one thing: YOU. We know life is busy. We know handling your finances means about one million things to think about. That’s why we’re so focused on offering the best service imaginable. We keep ourselves educated: we know everything from how to make a basic budget plan to the local layout
  • Valor Home Mortgage
  • 3330 Cobb Pkwy, Acworth, GA, 30101
  • Valor Home Mortgage is a Military Veteran owned and operated mortgage company. Our mission is to exceed our clients’ expectations and help them accomplish their mortgage financing goals. We offer clients fast customized quotes, low rates, superior service, and on-time closings. It is our great honor to serve you and your family in helping you.