FHA VS Conventional loan in Chatham, Sangamon County, Illinois
In 2025, the maximum limit for a conventional loan in Chatham, lying within Sangamon county, IL, is set at $726,200. The FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore the best rates offered today across Conventional, FHA, and USDA loans. Get insight on the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage tools, compare Conforming Conventional loans alongside USDA, FHA, and VA to select the most fitting program in IL for your financial needs.
2025 Loan Limits and Downpayment Needs in Chatham, Sangamon, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison is applicable to these zip codes: 62629
Discover Conventional and FHA Loan Options in Chatham, IL
The objective of Lendersa® is to connect you swiftly and easily with the best possible Conventional, USDA, or FHA loan. Start with any of the three paths to find matching lender options and loan programs.
We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.
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Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
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645 Fourth Street Suite #215, Santa Rosa, CA, 95404
We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.
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1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
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