FHA VS Conventional loan programs in Virden, Macoupin County, Illinois
For 2025, the Conventional loan limit in Virden, within Macoupin county, IL, stands at $726,200. The FHA limit for a single-family home is $472,030.
Make use of the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. This tool helps determine required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in IL fits your financial needs best.
2025 Loan Limits and Down Payment Requirements in Virden, County of Macoupin, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These rules apply to these specific zip codes: 62690
Exploring Conventional and FHA Loan Options in Virden, IL
The goal of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan for you, quickly and without complications. Begin your path by choosing one of three starting points to connect with compatible lenders and loan options.
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