Explore the differences! FHA VS Conventional loan programs in Virden, Macoupin County, Illinois

For 2025, the Conventional loan limit in Virden, within Macoupin county, IL, stands at $726,200. The FHA limit for a single-family home is $472,030.

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Make use of the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. This tool helps determine required income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator allows side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in IL fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Virden, County of Macoupin, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These rules apply to these specific zip codes: 62690

Exploring Conventional and FHA Loan Options in Virden, IL

The goal of Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan for you, quickly and without complications. Begin your path by choosing one of three starting points to connect with compatible lenders and loan options.

  1. Submit a comprehensive request for Conventional/USDA/FHA loan optimization
  2. Research prevailing rates & terms for Conventional, USDA, and FHA loans beforehand
  3. Find a vast selection in the largest database of Conventional lenders
Insights into Lendersa's USDA loan requests and results



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  • 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
  • Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.

  • First Coast Mortgage Funding
  • 360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
  • First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.

  • ATLANTIC TRUST MORTGAGE CORPORATION
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  • Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.

  • SMART HOME LOANS, LLC
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  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.

  • 5Star Bank
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  • Drummond Community Bank
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  • Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender. Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.

  • Radiant Credit Union
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  • We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.

  • Leatherstocking Credit Union
  • 24 Glen Avenue, Cooperstown, NY, 13326
  • Leatherstocking Credit Union, established in 1977 is a not-for-profit financial cooperative located in Cooperstown, NY, the home of the National Baseball Hall of Fame and Museum. Originally formed to serve the employees of Bassett Hospital, our current field of membership includes anyone who lives, works, worships, attends school..
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