Explore the differences! FHA VS Conventional loan programs in Ossian, Wells County, Indiana

For the year 2026, in Ossian, situated in Wells, IN, the Conventional loan limit stands at $726,200. Meanwhile, the FHA limit for a single-family residence reaches $472,030.

Use the Lendersa® Conventional loan calculator to compare today's top rates across Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and document requirements effectively. With this advanced calculator, view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program for your financial needs in IN.

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2026 Loan Limits and Down Payment Needs in Ossian, Wells, IN

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons apply to zip codes: 46777

Varieties of Conventional and FHA Loan Programs in Ossian, IN

Lendersa® aims to facilitate the best loan options, whether Conventional, USDA, or FHA, swiftly and hassle-free. Choose one of three options to match with suitable lenders and loan programs.

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Ossian Lenders

  • Community Mortgage Lending Corporation
  • 5743 Wilkie Drive, Suite 3, Fort Wayne, IN, 46804
  • Lends in Indiana
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today and also Community Mortgage Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Ruoff Mortgage
  • 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804
  • Lends in Indiana
  • We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.

  • Fire Police City County Federal Credit Union
  • 3306 North Clinton Street, Fort Wayne, IN, 46805
  • Lends in Indiana
  • Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.

  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Lends in Indiana
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,

  • Aspen Mortgage
  • 2420 N Coliseum Blvd, Fort Wayne, IN, 46805
  • Lends in Indiana
  • At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.

  • Fort Financial Credit Union
  • 3102 Spring St., Fort Wayne, IN, 46808
  • Lends in Indiana
  • Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.

  • Bippus State Bank
  • 150 Hauenstein Rd, Huntington, IN, 46750
  • Lends in Indiana
  • Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.

  • 3Rivers Federal Credit Union
  • 1615 Northland Blvd, Fort Wayne, IN, 46825
  • Lends in Indiana
  • On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • Lends in Indiana
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois