FHA VS Conventional loan in Decatur, Adams County, Indiana

In 2025, the Conventional loan cap for a single-family home in Decatur, Adams county, IN, is $726,200, while the FHA limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation you'll need to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the most fitting program in IN for your financial needs.

Explore loan offers from a variety of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Decatur, Adams County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 46733

Options for Conventional and FHA Loans in Decatur, IN

The aim of Lendersa® is to smoothly and swiftly secure the best Conventional, USDA, or FHA loan for you. Choose one of these three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan request matching


  • Prestige Home Services, Inc.
  • 12548 Avocado Way, Riverside, CA, 92503
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Top Loan Fundings
  • 3461 Hillview Drive, Riverside, CA, 92503
  • Top Loan Fundings Team is devoted to consistently elevating customer standards within the industry while making property ownership and investment a reality. With extensive industry knowledge and a high level of involvement, we value building lifelong relationships with clients and treating them like family.
  • Pacific Sun Lending, Inc.
  • 3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
  • Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
  • Standing Stone Real Estate, Inc.
  • 6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
  • Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
  • Newridge Funding Group Inc.
  • 4804 Arlington Avenue, Riverside, CA, 92503
  • Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
  • Upright Mortgage
  • 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
  • Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
  • Sierra Pacific Federal Credit Union
  • 6100 Neil Rd, Suite 150, Reno, NV, 89511
  • Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
  • Home Wealth Funding Inc
  • 5595 Kietzke Lane, Suite 100, Reno, NV, 89511
  • Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
  • CSB Financial
  • 9320 Baseline Road, Suite L, Rancho Cucamonga, CA, 91701
  • CSB Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options