FHA VS Conventional loan in Arkansas-City, Cowley County, Kansas

During 2025, the loan limit for Conventional loans in Arkansas-City, within Cowley county, KS, is $647,200, whereas the FHA limit is $420,680 for a home accommodating a single family.

Use the Lendersa® Conventional loan calculator to check the top rates for Conventional, FHA, and USDA loans today, and find out the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program in KS for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Arkansas-City, Cowley County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 67005

Options for Conventional and FHA Loans in Arkansas-City, KS

Lendersa® aims to secure the best Conventional, USDA, or FHA loans for you quickly, without any hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Lendersa USDA loan requests and results


  • First Bank of Owasso
  • 8601 North Garnett Road, Owasso, OK, 74055
  • Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.
  • American Mortgage Professionals, LLC
  • 12899 E. 76th St. N, Suite 102, Owasso, OK, 74055
  • American Mortgage Professionals, LLC has over 25 years of mortgage lending experience in Oklahoma as well as throughout the United States. Our team is committed to providing our clients with the highest quality financial services in a fast, efficient manner. Our outstanding mortgage professionals will work.
  • Cityscape Home Mortgage
  • 1115 S Lewis Ave, Suite D, Tulsa, OK, 74104
  • Cityscape we are milestone oriented rather than closing date oriented. Other lenders just work toward a closing date which can lead to problems, delays and a lot of rushing! We set the stage upfront, ask for all the items needed in advance, and keep your file moving at record speed
  • Liberty Realty Capital
  • 1611 South Utica, Suite 102, Tulsa, OK, 74104
  • Liberty Realty Capital is a private money lender offering funding across these areas: Tulsa, Oklahoma City, Fayetteville, Edmond, Broken Arrow, Bentonville, Fort Smith, Sand Springs, Norman, Little Rock, Stillwater, Dallas, Claremore, Enid, Austin, Waco, Joplin, Wichita, Wichita Falls. They provide lending solutions for many different scenarios
  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
  • Oklahoma Central Credit Union
  • 4956 S Peoria Ave, Tulsa, OK, 74105
  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
  • American Bank and Trust Company Tulsa
  • 60 American Plaza, Tulsa, OK, 74135
  • Our bank was chartered in the state of Oklahoma in 1971 by W.K. Warren Sr. as American Bank of Tulsa. In 1983 we were granted Trust Powers and changed our name to American Bank and Trust Company. The principles of our bank were built with you, our customer, in mind. It has been our goal year after year to provide our customers