FHA VS Conventional loan programs in Arkansas-City, Cowley County, Kansas

During 2026, the loan limit for Conventional loans in Arkansas-City, within Cowley county, KS, is $647,200, whereas the FHA limit is $420,680 for a home accommodating a single family.

Use the Lendersa® Conventional loan calculator to check the top rates for Conventional, FHA, and USDA loans today, and find out the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program in KS for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Arkansas-City, Cowley County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 67005

Options for Conventional and FHA Loans in Arkansas-City, KS

Lendersa® aims to secure the best Conventional, USDA, or FHA loans for you quickly, without any hassle. Choose from three starting paths that lead to matching lenders and loan programs.

Lendersa USDA loan requests and results


  • Cornerstone Residential Mortgage
  • 56 White Oak Road, Arden, NC, 28704
  • MortgageMatchMakers.com, we understand that for most people, a home is the single biggest purchase you will ever make. Yet most people shop around more for a pair of shoes! As an independent mortgage banker, we do the shopping for you. Our goal is to match you with the perfect mortgage.

  • Ocmulgee Mortgage Company
  • 268 Amanda Drive, Macon, GA, 31216
  • Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!

  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.

  • Ohio Valley Bank
  • 420 Third Avenue, Gallipolis, OH, 45631
  • 16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.

    Ohio Valley Bank is credited for many banking ""firsts""​ in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank

  • Catholic Vantage Financial
  • 36111 Five Mile, Livonia, MI, 48154
  • As a full-service financial institution, CVF Credit Union offers all the financial products and latest delivery innovations you’d expect from a large bank, except we take the time to know you personally. Our priority is to provide you with the advantage of low-fee or no-fee services with competitive yields on savings and lower rates on loans.

  • Starnorth Mortgage LLC
  • 33300 Five Mile Road, Suite 105, Livonia, MI, 48154
  • Starnorth Mortgage LLC offers Livonia, MI mortgage programs to fit your budget. For practical and knowledgeable advice and options, give us a call. Remote quote and social distance precautions observed. Provide purchase mortgages and refinancing to Michigan homeowners since 2005!

  • Irene Partners LLC
  • 15530 Middlebelt Road, Livonia, MI, 48154
  • Irene Partners is the fastest broker on the market.
    One source for commercial lending, commercial real estate, and residential mortgages.

    Irene Partners is a powerful independent brokerage in Southeast Michigan. Their innovative mortgage process gets loans faster than anybody else.

  • Market Street Mortgage LLC
  • 30235 Hoy Street, Livonia, MI, 48154
  • At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.

  • Greater Eastern Credit Union
  • 2110 West Mountcastle Drive, Johnson City, TN, 37604
  • Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.

  • Beacon Financial
  • 1102 W. Market St, Suite 20, Johnson City, TN, 37604
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    Our mission is to provide financial products & services that add superior value to membe