Explore the differences! FHA VS Conventional loan programs in Arkansas-City, Cowley County, Kansas
During 2026, the loan limit for Conventional loans in Arkansas-City, within Cowley county, KS, is $647,200, whereas the FHA limit is $420,680 for a home accommodating a single family.
Use the Lendersa® Conventional loan calculator to check the top rates for Conventional, FHA, and USDA loans today, and find out the required income, credit score, reserves, and documentation for eligibility. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program in KS for your financial needs.
2026 Loan Limits and Down Payment Requirements in Arkansas-City, Cowley County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The comparison table applies to zip codes: 67005
Options for Conventional and FHA Loans in Arkansas-City, KS
Lendersa® aims to secure the best Conventional, USDA, or FHA loans for you quickly, without any hassle. Choose from three starting paths that lead to matching lenders and loan programs.
The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
502 North Merchant Street, Belle Plaine, KS, 67013
Lends in Kansas
The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS.
Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.
The Stock Exchange Bank of Caldwell, the oldest banking institution in Caldwell and Sumner County, received its state charter on November 12, 1881 and opened on Christmas Eve, December 24, 1881. The stone building erected to house the bank in 1881 at a cost of $5,000, has undergone several remodeling projects
White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership.
Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
