FHA VS Conventional loan programs in 2025 for Winfield, Cowley County, Kansas
In 2025, the Conventional loan limit for Winfield in the county of Cowley, KS is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program is ideal for your specific financial situation in KS.
Loan Limits and Down Payment Requirements for 2025 in Winfield, Cowley County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note that this comparison is applicable to zip codes: 67156
Explore Conventional and FHA Loan Options in Winfield, KS
Lendersa® is committed to securing the best Conventional, USDA, or FHA loans for you quickly and effortlessly. Choose one of three starting options to access matching lenders and corresponding loan programs.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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Our mission is to serve our customers with honesty, integrity, and transparency. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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